D-SNP: 5 plans
For people with both Medicare and NJ FamilyCare (New Jersey Medicaid).
Washington Township, Gloucester County, New Jersey
Washington Township, NJ Medicare Plans 2027
This is Washington Township in Gloucester County, home to Sewell and Turnersville, not one of the other New Jersey towns with the same name. It uses the Gloucester County plan list.
- 39 Medicare Advantage plans in Gloucester County, 2027
- 32 With a $0 Part C premium (23 with $0 for Parts C and D combined)
- 9 Organizations offering plans
- 13 Special Needs Plans, counted separately
Washington Township Medicare at a glance for 2027
- 39 Medicare Advantage plans for Washington Township residents (Gloucester County list), Special Needs Plans not counted. Of those, 32 have a $0 Part C premium, and 23 have a $0 combined monthly premium for Parts C and D (16 of those include drug coverage; 7 have no drug coverage, so no Part D premium).
- In-network out-of-pocket maximums from $4,150 to $9,850 a year
- 9 insurance companies offer them
- 11 standalone Part D plans across New Jersey
- You still pay the Part B premium, $202.90 a month in 2026 (the 2027 amount is announced by CMS around November)
- Annual Enrollment: October 15 to December 7, 2026, for coverage that starts January 1, 2027
Examples of plans with drug coverage and a $0 combined monthly premium for Parts C and D, by 2026 star rating and out-of-pocket limit
- HumanaChoice Giveback H7617-045 (PPO)Humana · Part C + D premium $0 a month · 4.5★ (2026) · out-of-pocket max $8,000 · drug deductible $700
- Aetna Medicare Signature Extra (HMO)Aetna Medicare · Part C + D premium $0 a month · 4.0★ (2026) · out-of-pocket max $9,850 · drug deductible $700
- HumanaChoice Giveback H5216-319 (PPO)Humana · Part C + D premium $0 a month · 3.5★ (2026) · out-of-pocket max $8,000 · drug deductible $700
CMS Medicare Advantage and Part D Landscape, contract year 2027. A plan's fit depends on your doctors and prescriptions; Jackie checks both before you choose.
The community
Washington Township at a glance
The Census Bureau counts about 49,200 Washington Township residents, 18.3% of them 65 or older, with a median household income of about $114,200. CDC PLACES estimates for the area's ZIP codes show high blood pressure in 35.2% of adults, against a New Jersey county average of 32.9%.
Washington Township residents choose from the Gloucester County list: 39 Medicare Advantage plans for 2027, plus 5 chronic condition Special Needs Plans (C-SNPs) built around conditions such as heart disease and diabetes. Jefferson Health runs a Washington Township Hospital in Turnersville, but the CMS file has no separate record for it. The nearest acute care hospitals in the CMS file are Jefferson Stratford Hospital in Stratford (2 out of 5) and Virtua Voorhees Hospital in Voorhees (3 out of 5), with the CMS overall rating shown.
How Jackie helps here. Jackie meets Washington Township clients by phone, on Zoom or in person. If you live with a chronic condition, she checks whether a C-SNP fits before looking at the general plans.
18.3% of Washington Township residents are 65 or older, against 17.2% for New Jersey, and 3.3% have no health insurance.
| Measure | Washington Township | Gloucester County | New Jersey |
|---|---|---|---|
| Population | 49,220 | 306,954 | 9,343,809 |
| Residents aged 65 and over | 8,998 | 51,867 | 1,605,758 |
| Share aged 65 and over | 18.3% | 16.9% | 17.2% |
| Median age | 41.6 | 40.1 | Not shown |
| Median household income | $114,249 | $105,115 | Not shown |
| Share with no health insurance (all ages) | 3.3% | 4.0% | 7.5% |
What is the history of Washington Township?
Washington Township was incorporated on February 17, 1836, at the Green Tree Tavern. It moved to Camden County in 1844 and returned to Gloucester County on February 28, 1871. Its oldest community, Grenloch Terrace, was the Lenni-Lenape village of Tetamekon, and Turnersville is named for the Turner family, who settled there in 1798. The township covers 23 square miles.
What does Washington Township offer older residents?
The Senior Center at 315 Greentree Road, Sewell, is open to township residents 55 and over for $10 a year in dues (856-212-1209), with bingo, cards, aerobics, line dance and mahjong, a light lunch on Mondays and a hot lunch on Thursdays.
The township also runs a Medical Bus for residents 55 and over and residents with disabilities, with in-town appointments on weekdays and out-of-town trips on Tuesdays and Wednesdays; wheelchairs and oxygen are accommodated (856-589-3227). A shuttle bus with a lift runs shopping routes.
Which hospital is in the township?
Jefferson Health lists Jefferson Washington Township Hospital at 435 Hurffville-Cross Keys Road in Turnersville. The CMS hospital file has no separate record for it, so ask about it by name in any plan network you consider. Jackie checks it with you.
Local sources: Washington Township: History · Washington Township: Senior Center · Washington Township: Medical Bus · Washington Township: Shuttle Bus · Jefferson Health: Jefferson Washington Township Hospital
Washington Township is a Census county subdivision, not a place. Its CDC PLACES health figures combine ZIP codes 08080 and 08012, which cover 94% of the township’s land but also reach into neighbouring towns, so read them as an area estimate.
New Jersey totals are the sum of all 21 New Jersey counties in the same Census release; a statewide median is not computed here. Survey estimates for small towns carry wide margins of error.
Health profile
What is common in Washington Township area (ZIP codes 08080 and 08012)
Plan choice follows the conditions you actually live with, because they decide which specialists and drugs you need covered.
Compared with the New Jersey county average, Washington Township area (ZIP codes 08080 and 08012) reads higher on high blood pressure, obesity, copd, arthritis and high cholesterol.
| Measure | Washington Township area (ZIP codes 08080 and 08012) | Gloucester County | New Jersey county average |
|---|---|---|---|
| Diagnosed diabetes | 10.0% | 10.3% | 10.9% |
| High blood pressure | 35.2% | 36.6% | 32.9% |
| Obesity | 29.7% | 31.5% | 28.9% |
| Coronary heart disease | 5.5% | 5.4% | 5.6% |
| COPD | 5.4% | 5.4% | 5.1% |
| Adults 18 to 64 without health insurance | 7.7% | 8.4% | 11.3% |
| Arthritis | 24.7% | 24.4% | 22.2% |
| High cholesterol | 39.4% | 39.2% | 39.3% |
| Stroke | 3.0% | 3.0% | 3.1% |
CDC PLACES: Local Data for Better Health, ZCTA Data, 2025 release (2023 survey estimates), retrieved 2026-10-20. Model-based small-area estimates of crude prevalence among adults 18 and over, not a count of local diagnoses. Crude rates follow the age mix of a place: an older community reads higher on most conditions. The Washington Township area (ZIP codes 08080 and 08012) figures combine ZIP code tabulation areas 08080 and 08012, weighted by adult population. New Jersey figure: average of the 21 New Jersey counties, weighted by adult population.
Why this matters for plan choice
Of the conditions above where Washington Township area (ZIP codes 08080 and 08012) reads higher than the New Jersey county average, high blood pressure and high cholesterol are among those a chronic-condition Special Needs Plan can cover. The chronic-condition Special Needs Plans on the Gloucester County list are built around: Cardiovascular Disorders; Chronic Heart Failure; Chronic Kidney Disease; Diabetes Mellitus. If you live with one of those, a C-SNP may be worth a look; you need a qualifying diagnosis to join.
By the numbers
2027 Medicare Advantage in Gloucester County
Medicare Advantage plans are approved by county, so Washington Township residents see the Gloucester County list. Figures from the CMS Landscape file for contract year 2027; Special Needs Plans are counted separately.
- $2.75 Average monthly Part C premium
- $35.46 Average Part C + D premium
- 32 Plans that include drug coverage
- $4,150 Lowest in-network out-of-pocket limit
- $8,810 Average in-network out-of-pocket limit
- $9,850 Highest in-network out-of-pocket limit
- $611.09 Average Part D deductible (plans with drugs)
- 10 Plans with a 2026 rating of 4★ or more
- 3.75★ Average 2026 star rating (rated plans)
Two ways to count "$0 premium" plans: 32 have a $0 Part C premium, and 23 have a $0 combined monthly premium for Parts C and D (16 of those include drug coverage; 7 have no drug coverage, so no Part D premium). The average premium figures likewise show the Part C premium and the combined Part C + D premium separately. Star ratings shown are 2026 ratings: the CMS plan file in this snapshot did not yet carry 2027 ratings, so each plan shows its 2026 rating, matched by plan ID. Check a plan’s 2027 rating on Medicare.gov Plan Finder.
PPO plans are the largest group here (24 of 39), and 7 plans have no drug coverage.
| Plan type | Plans | $0 Part C premium | Average Part C premium | Average out-of-pocket limit | Without drug coverage |
|---|---|---|---|---|---|
| PPO | 24 | 19 | $2.94 | $8,856 | 5 |
| HMO-POS | 8 | 7 | $4.38 | $7,981 | 1 |
| HMO | 6 | 6 | $0 | $9,558 | 1 |
| Regional PPO | 1 | 0 | $1.60 | $9,850 | 0 |
Source: Medicare plan changes in Gloucester County, 2026 to 2027.
Spotlight for Washington Township
Chronic-condition Special Needs Plans (C-SNPs)
Limited to people with the qualifying conditions shown under each plan. A diagnosis is needed to enroll. From the Gloucester County list, CMS contract year 2027.
5 plans on the Gloucester County list fit this group, with monthly Part C + D premiums of $0.
| Plan | Type | 2026 stars | Part C + D premium | Out-of-pocket limit | Part D deductible | Plan ID |
|---|---|---|---|---|---|---|
| Wellpoint Kidney Care (HMO-POS C-SNP)Wellpoint: Chronic Kidney Disease | HMO-POS C-SNP | 3.0★ | $0 | $9,850 | $105 | H3240_017 |
| DEVOTED C-SNP CHOICE PLUS 003 NJ (PPO C-SNP)Devoted Health: Cardiovascular Disorders, Chronic Heart Failure, Diabetes Mellitus | PPO C-SNP | Not rated | $0 | $9,850 | $650 | H1390_003 |
| UHC Complete Care NJ-8 (HMO-POS C-SNP)UnitedHealthcare: Cardiovascular Disorders, Chronic Heart Failure, Diabetes Mellitus | HMO-POS C-SNP | Not rated | $0 | $7,150 | $685 | H0755_047 |
| DEVOTED C-SNP CHOICE ENHANCED 004 NJ (PPO C-SNP)Devoted Health: Cardiovascular Disorders, Chronic Heart Failure, Diabetes Mellitus | PPO C-SNP | Not rated | $0 | $9,850 | $650 | H1390_004 |
| DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 005 NJ (PPO C-SNP)Devoted Health: Cardiovascular Disorders, Chronic Heart Failure, Diabetes Mellitus | PPO C-SNP | Not rated | $0 | $9,650 | $700 | H1390_005 |
See every Gloucester County plan with premiums and limits, or compare plans for your ZIP code with the plan finder.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Special needs
13 Special Needs Plans in Gloucester County
An SNP is a Medicare Advantage plan limited to people who meet a condition. They are left out of the counts above because not everyone can join.
C-SNP: 5 plans
For people with qualifying chronic conditions: Cardiovascular Disorders; Chronic Heart Failure; Chronic Kidney Disease; Diabetes Mellitus.
I-SNP: 3 plans
For people who live in, or need the level of care of, a long-term care facility.
Hospitals
Hospitals near Washington Township
Medicare-certified hospitals in Stratford and Voorhees from the CMS Hospital General Information file, with the CMS overall star rating. A rating is not network status: check each hospital against a plan.
2 Medicare-certified hospitals are listed; whether each is in a plan’s network is a separate question.
| Hospital | Address | Emergency services | CMS overall rating |
|---|---|---|---|
| Jefferson Stratford HospitalAcute CareNote: Jefferson Health also lists Jefferson Cherry Hill Hospital (2201 Chapel Avenue West, Cherry Hill) and Jefferson Washington Township Hospital (435 Hurffville-Cross Keys Road, Turnersville); neither has a separate record in the CMS file. | 18 East Laurel Road, Stratford, NJ 08084 | Yes | 2 of 5 |
| Virtua Voorhees HospitalAcute CareNote: Listed in the CMS file under its certification name, West Jersey Hospital. Virtua publishes this address as Virtua Voorhees Hospital. | 100 Bowman Drive, Voorhees, NJ 08043 | Yes | 3 of 5 |
Source: Medicare-certified hospitals in and near Washington Township (CMS Hospital General Information).
Names, addresses, counties and emergency flags are shown as the CMS file records them, except rows with a note, where the name or campus was checked against the health system’s own website (listed under Sources).
What changes for 2027
Gloucester County plans: 2026 to 2027
Your plan mailed an Annual Notice of Change by September 30, 2026. It lists what changes on January 1, 2027: premium, deductible, out-of-pocket limit, copays, drug list and network. Compare it line by line, or go through it with Jackie.
Counting plans with drug coverage, Special Needs Plans included, the Gloucester County list goes from 42 plans in 2026 to 45 in 2027, and the average in-network out-of-pocket limit moves from $8,470 to $9,082.
| Measure | 2026 | 2027 |
|---|---|---|
| Plans with drug coverage (SNPs included) | 42 | 45 |
| With a $0 combined monthly premium for Parts C and D | 18 | 22 |
| Average in-network out-of-pocket limit | $8,470 | $9,082 |
| Average Part D deductible | $422.26 | $621 |
| Maximum Part D deductible allowed by CMS | $615 | $700 |
| Part D out-of-pocket cap | $2,100 | $2,400 |
Source: Medicare plan changes in Gloucester County, 2026 to 2027.
These counts cover plans with drug coverage, Special Needs Plans included, so they differ from the headline count of 39, which leaves out Special Needs Plans and includes plans without drug coverage. Braven Health has no Medicare Advantage plan with drug coverage in Gloucester County for 2027; Devoted Health is new to the Gloucester County list.
10 plans on the 2026 Gloucester County list end with no similar plan in the county, including Braven Medicare Choice (PPO), Braven Medicare Freedom (PPO), Wellcare Giveback (HMO-POS). The full list is on the Gloucester County guide.
If your plan is not renewing: you receive a non-renewal letter in October. You can pick a new plan during the Annual Enrollment Period (October 15 to December 7, 2026), and a Special Enrollment Period runs through the end of February 2027. Confirm your dates on Medicare.gov. The official Medicare & You handbook explains each option.
Next steps
Before you choose a plan in Washington Township
- Medigap in New Jersey, including the rules for people under 65 with Medicare: New Jersey Medigap rules.
- Standalone Part D plans are sold statewide: the full 2027 list is on the New Jersey page, and how they work in Part D explained.
- Help with drug and premium costs: PAAD and Senior Gold, Extra Help and Medicare Savings Programs and Medicare and NJ FamilyCare.
- When you can join or switch: Medicare enrollment periods. To compare the plans above for your own doctors and prescriptions, call or text Jackie at (856) 727-4221 or use Compare 2027 plans.
New to terms like MOOP, HMO-POS or D-SNP? They are explained in plain English on the Gloucester County page and in the guide Medicare Advantage plan types.
FAQ
Washington Township Medicare questions
How many Medicare Advantage plans are available in Washington Township for 2027?
Washington Township uses the Gloucester County plan list. It has 39 Medicare Advantage plans for 2027 (Special Needs Plans not included) from 9 organizations. Of those, 32 have a $0 Part C premium, and 23 have a $0 combined monthly premium for Parts C and D (16 of those include drug coverage; 7 have no drug coverage, so no Part D premium). You still pay the Part B premium, which is $202.90 a month in 2026; the 2027 amount is announced around November 2026. Source: CMS 2027 Landscape file.
Which Washington Township is this page about?
Washington Township in Gloucester County, which includes Sewell and Turnersville. New Jersey has several towns named Washington, and each uses its own county plan list; this one uses the Gloucester County list.
Can someone in Washington Township with diabetes or heart disease join a special plan?
Possibly. The chronic condition Special Needs Plans on the Gloucester County list are limited to people with qualifying conditions, shown under each plan in the table. You need a diagnosis to join, and Jackie checks your doctors and drugs against the plan first.
What changes for Medicare plans in Washington Township in 2027?
Counting Medicare Advantage plans with drug coverage, Special Needs Plans included, Gloucester County goes from 42 plans in 2026 to 45 in 2027. (The headline count of 39 plans on this page leaves out Special Needs Plans and includes plans without drug coverage, which is why the numbers differ.) The CMS crosswalk shows 10 plans ending with no similar plan in the county, 0 plans ending while the same company offers a plan with the same or a similar name under a new plan ID (members must enroll in it themselves), 1 plan folding into another plan automatically, and 14 new plans. Braven Health has no Medicare Advantage plan with drug coverage in Gloucester County for 2027; Devoted Health is new to the Gloucester County list. Your plan’s Annual Notice of Change lists what changes for you on January 1.
How many people aged 65 and over live in Washington Township?
Census figures (ACS 2020 to 2024 5-year estimates) show 18.3% of Washington Township residents aged 65 or older (about 8,998 people), against 17.2% for New Jersey, and 3.3% of residents of all ages with no health insurance (7.5% statewide). For people with Medicare and a limited income, New Jersey's Medicare Savings Programs, PAAD, Senior Gold and NJ FamilyCare can help with costs; the guides linked on this page explain each one.
Provenance
Sources and methodology
- Plan data: CMS Medicare Advantage / Part D Landscape, contract year 2027 (https://www.cms.gov/files/zip/cy2027-landscape-202609.zip), filtered to Gloucester County (FIPS 34015), retrieved 2026-10-20 through THE BRAIN (Ambrose healthcare database). Star ratings: CMS 2026 Star Ratings joined by plan ID, because the 2027 landscape rows in the snapshot carry no rating yet.
- 2027 changes: CMS Landscape 2026 (https://www.cms.gov/files/zip/cy2026-landscape-202609.zip) and 2027, with the CMS CY2026 to CY2027 plan crosswalk, retrieved 2026-10-20.
- Health data: CDC PLACES: Local Data for Better Health, ZCTA Data, 2025 release (2023 survey estimates), retrieved 2026-10-20. Model-based small-area estimates of crude prevalence among adults 18 and over, not a count of local diagnoses. Query: https://data.cdc.gov/resource/qnzd-25i4.json?locationid=08080,08012&datavaluetypeid=CrdPrv.
- Demographics: U.S. Census Bureau ACS 2020 to 2024 5-year estimates, Washington township, Gloucester County, New Jersey, retrieved 2026-10-20. Queries: detailed tables and subject table S2701. Residents 65 and over are the sum of the 12 age groups 65 and older in table B01001.
- Hospitals: CMS Hospital General Information (Provider Data Catalog) (https://data.cms.gov/provider-data/dataset/xubh-q36u), New Jersey records retrieved 2026-10-20 from the data.cms.gov Provider Data API (query). Notes checked against the health systems’ own websites: clinicians.cooperhealth.org/location/cooper-university-hospital-cape-regional/loc0000257009, clinicians.cooperhealth.org/location/cooper-university-hospital/loc0000256998, virtua.org/locations/voorhees-hospital, inspirahealthnetwork.org/locations/inspira-medical-center-elmer, inspirahealthnetwork.org/locations/inspira-medical-center-mullica-hill, jeffersonhealth.org/locations/stratford-hospital, jeffersonhealth.org/locations/cherry-hill-hospital, jeffersonhealth.org/locations/washington-township-hospital.
- New Jersey programs: Medigap rules from the New Jersey Department of Banking and Insurance: Medicare Supplement coverage for people under 65.
- Federal figures: 2026 Part B premium and deductible and Part D base premium ($38.99) from CMS. 2027 values are announced around November 2026.
How the figures are derived
- Headline plan counts and averages exclude Special Needs Plans, which have their own eligibility rules and are reported separately.
- "$0 Part C premium" counts plans whose Part C premium is $0. "$0 combined monthly premium for Parts C and D" counts plans whose consolidated Part C + D premium is $0 (for a plan without drug coverage, its Part C premium); our guides and blog use this second count. Out-of-pocket limits are in-network amounts. The average Part D deductible covers plans with drug coverage only.
- The 2026 to 2027 comparison counts Medicare Advantage plans with drug coverage, Special Needs Plans included, and its "$0" row uses the combined Part C + D premium, so it differs from the headline count.
- When the CMS crosswalk ends a plan with no successor but the same company files a plan with the same or a similar name under a new plan ID, we say so; members are not moved into the new ID automatically.
- We do not publish per-plan enrollment: the source does not carry it, and we never estimate plan figures.
Garden State Medicare Solutions is not connected with or endorsed by the United States government or the federal Medicare program. Medicare has neither endorsed nor reviewed this information.
Areas we serve
More New Jersey guides
- GlassboroGloucester County
- Gloucester CountyCounty guide
- Cherry HillCamden County
- VoorheesCamden County
- HaddonfieldCamden County
- CollingswoodCamden County
- Mount LaurelBurlington County
- MarltonBurlington County
- MoorestownBurlington County
- VinelandCumberland County
- MillvilleCumberland County
- WestfieldUnion County
- New JerseyStatewide guide
- Camden CountyCounty guide
- Burlington CountyCounty guide
- Cumberland CountyCounty guide
- Atlantic CountyCounty guide
- Cape May CountyCounty guide
- Salem CountyCounty guide
- Ocean CountyCounty guide
- Union CountyCounty guide
Let's talk about your coverage in Washington Township
Tell Jackie about your current situation. Telephone, Zoom or in person, at no cost to you. Call or text (856) 727-4221.
Serving South Jersey and all of New Jersey · (856) 727-4221
Content reviewed by Jackie Layser, Licensed Medicare Insurance Agent at Garden State Medicare Solutions, New Jersey, helping Medicare clients since 2008. How we source and review our content. Last updated .