D-SNP: 5 plans
For people with both Medicare and NJ FamilyCare (New Jersey Medicaid).
Mount Laurel, Burlington County, New Jersey
Mount Laurel, NJ Medicare Plans for 2027
Mount Laurel borders Cherry Hill but sits across the county line in Burlington County, which changes the Medicare plan list. Here is that list, starting with the HMO-POS plans.
- 39 Medicare Advantage plans in Burlington County, 2027
- 32 With a $0 Part C premium (23 with $0 for Parts C and D combined)
- 9 Organizations offering plans
- 14 Special Needs Plans, counted separately
Mount Laurel Medicare at a glance for 2027
- 39 Medicare Advantage plans for Mount Laurel residents (Burlington County list), Special Needs Plans not counted. Of those, 32 have a $0 Part C premium, and 23 have a $0 combined monthly premium for Parts C and D (16 of those include drug coverage; 7 have no drug coverage, so no Part D premium).
- In-network out-of-pocket maximums from $4,150 to $9,850 a year
- 9 insurance companies offer them
- 11 standalone Part D plans across New Jersey
- You still pay the Part B premium, $202.90 a month in 2026 (the 2027 amount is announced by CMS around November)
- Annual Enrollment: October 15 to December 7, 2026, for coverage that starts January 1, 2027
For a Mount Laurel retiree, 9 organizations file plans in Burlington County for 2027. What separates them for you is network reach toward Cherry Hill and Philadelphia, and the out-of-pocket ceiling if you need a hospital stay.
Examples of plans with drug coverage and a $0 combined monthly premium for Parts C and D, by 2026 star rating and out-of-pocket limit
- HumanaChoice Giveback H7617-045 (PPO)Humana · Part C + D premium $0 a month · 4.5★ (2026) · out-of-pocket max $8,000 · drug deductible $700
- Aetna Medicare Signature Extra (HMO)Aetna Medicare · Part C + D premium $0 a month · 4.0★ (2026) · out-of-pocket max $9,850 · drug deductible $700
- AARP Medicare Advantage Essentials from UHC NJ-1 (HMO-POS)UnitedHealthcare · Part C + D premium $0 a month · 3.5★ (2026) · out-of-pocket max $7,150 · drug deductible $685
CMS Medicare Advantage and Part D Landscape, contract year 2027. A plan's fit depends on your doctors and prescriptions; Jackie checks both before you choose.
The community
Mount Laurel at a glance
Mount Laurel has grown from a crossroads village of Lower Evesham into a township of about 46,000 people, and it is older than its county: 20.7% of residents, roughly 9,510 neighbors, are 65 or over, against 18.3% across Burlington County and 17.2% statewide. The median resident is 43.0 years old.
Because the township sits wholly inside Burlington County, every Mount Laurel mailbox draws from the same Burlington County Medicare Advantage list. Cherry Hill is right next door, yet its doctors are listed by plans filed for a different county. That border is the single most useful thing to know before you compare.
How Jackie helps here. Jackie talks with Mount Laurel families by phone, on Zoom or face to face, and she starts with the map: where your primary doctor practices, which hospital you would want in an emergency, and whether those sit in Burlington, Camden or Philadelphia.
20.7% of Mount Laurel residents are 65 or older, against 17.2% for New Jersey, and 3.3% have no health insurance.
| Measure | Mount Laurel | Burlington County | New Jersey |
|---|---|---|---|
| Population | 46,026 | 467,805 | 9,343,809 |
| Residents aged 65 and over | 9,506 | 85,705 | 1,605,758 |
| Share aged 65 and over | 20.7% | 18.3% | 17.2% |
| Median age | 43.0 | 41.7 | Not shown |
| Median household income | $118,802 | $108,111 | Not shown |
| Share with no health insurance (all ages) | 3.3% | 3.9% | 7.5% |
What is Mount Laurel’s history?
The area that was Lower Evesham became its own village, Mount Laurel, in 1872. Farmer’s Hall, built in 1866, served as Town Hall from 1904 to 1969, and the general store held the first post office in 1849. Paulsdale, the childhood home of Alice Paul, is a National Historic Landmark; she was born in Mount Laurel on January 11, 1885, founded the National Woman’s Party and wrote the Equal Rights Amendment.
What does Mount Laurel offer older residents?
The township lets any resident aged 55 or older use the rooms at its community center, open Monday through Friday from 8 a.m. to 4 p.m., unless a class or club has booked the space. Residents are invited to suggest field trips, classes and instructors. The municipal building is at 750 Centerton Road (856-234-0001).
For rides, the township points residents to Sen-Han Transit (1-877-603-5111), which carries Burlington County residents who are 60 or older or living with a disability. Call ahead for schedules before you book a specialist across the county line.
Who runs aging services for Burlington County?
The Burlington County Office on Aging, which is also the county’s Aging and Disability Resource Center, works from 795 Woodlane Road in Westampton, weekdays 8 a.m. to 5 p.m. (609-265-5069, or the statewide line 877-222-3737). For people over 60 it arranges Meals on Wheels (609-702-7053), a weekend meal program, congregate nutrition sites, adult day care, respite care, legal assistance and care management.
Where can you walk, fish or picnic in Mount Laurel?
Laurel Acres Park, 1045 South Church Street, with entrances on Church Street and Union Mill Road, has a nature trail and jogging paths, a fishing lake and two picnic pavilions with grills. The Elbo Lane Walking Paths at 180 Elbo Lane offer asphalt loops, Rancocas Pointe on Stern Light Drive has a walking path beside its pickleball and tennis courts, and Spencer Park on Rancocas Boulevard gives access to Rancocas Creek.
Willow Turn has six pickleball courts, Canterbury Park on Dorchester Road a combined basketball and pickleball court, and Memorial Park on Mount Laurel Road holds the township’s 9/11 memorial.
Where is the Mount Laurel Library?
The Mount Laurel Library is at 100 Walt Whitman Avenue, across the street from the municipal building (856-234-7319). Its own website, mountlaurellibrary.org, lists hours, services and membership.
What happens on Mount Laurel Day?
Mount Laurel Day 2026 fell on Sunday, October 18, when Walt Whitman Avenue closed to traffic and about thirty food trucks and a brewery filled the Community Center and Library parking lots; crafters set up booths, and the Police, Fire, EMS, Library and Board of Elections staffed tables, with the Sensational Soul Cruisers singing soul, Motown and disco hits. Visitors parked at 10000 and 15000 Midlantic Drive and rode shuttles in, since parking at the Police Complex is not allowed.
Sports fans will also find the Carl Jensen Memorial Baseball Field at Masonville on Creek Road, lighted tennis and basketball courts on Larchmont Boulevard, and the Turnpike Memorial Field softball diamond.
Local sources: Mount Laurel: 19th Century Mount Laurel · Mount Laurel: Historic Paulsdale · Mount Laurel: Senior Services · Mount Laurel: Senior and Disabled Bus Service · Burlington County: Office on Aging · Mount Laurel: Parks and Facilities · Mount Laurel: Community Center · Mount Laurel: Mount Laurel Library · Mount Laurel: NJ Property Tax Relief Information · Mount Laurel: Mount Laurel Day
Mount Laurel is a township (a Census county subdivision, not a place). Its CDC PLACES health figures are for ZIP code 08054, which covers almost all of the township.
New Jersey figures sum all 21 counties. Small-town survey estimates have wide margins of error.
Mount Laurel and its neighbors
When your doctor is in Cherry Hill
Mount Laurel shares borders with Cherry Hill, Moorestown and Evesham, so a specialist in Camden County can be a short trip. Your plan list follows your home address, not your doctor’s, so a Burlington County plan has to include that Camden County practice in its network.
This is where plan type earns its keep. An HMO generally expects you to stay in network except for emergencies and urgent care. A PPO lets you go out of network at a higher cost. An HMO-POS, the type this page spotlights, sits between the two: mostly network care, with a point-of-service option that pays something for certain visits outside it.
- Write down every doctor and the town each one practices in.
- Note the hospital you would choose, whether Virtua, Jefferson, Cooper or a Philadelphia system.
- Ask each plan, by name, whether those doctors and that hospital are in its 2027 network. Jackie makes those calls with you.
Spotlight for Mount Laurel
HMO-POS plans
Burlington County lists 8 HMO-POS plans for 2027 from Aetna Medicare, UnitedHealthcare and Wellcare. 3 of them carry a $0 combined monthly premium for Parts C and D, and their in-network out-of-pocket maximums run from $6,900 to $9,850. One has no drug coverage, which can suit veterans who fill prescriptions through the VA but leaves most people needing a separate Part D plan.
The point-of-service feature matters in a commuter township like this one. Read each plan’s Evidence of Coverage for which services it allows outside the network and what the coinsurance is before you count on it.
8 plans on the Burlington County list fit this group, with monthly Part C + D premiums from $0 to $115.
| Plan | Type | 2026 stars | Part C + D premium | Out-of-pocket limit | Part D deductible | Plan ID |
|---|---|---|---|---|---|---|
| Aetna Medicare Enhanced (HMO-POS)Aetna Medicare | HMO-POS | 4.0★ | $79 | $9,850 | $700 | H3152_022 |
| AARP Medicare Advantage Essentials from UHC NJ-1 (HMO-POS)UnitedHealthcare | HMO-POS | 3.5★ | $0 | $7,150 | $685 | H0755_038 |
| AARP Medicare Advantage Extras from UHC NJ-7 (HMO-POS)UnitedHealthcare | HMO-POS | 3.5★ | $0 | $7,150 | $685 | H0755_046 |
| AARP Medicare Advantage from UHC NJ-0002 (HMO-POS)UnitedHealthcare | HMO-POS | 3.5★ | $79 | $7,150 | $595 | H0755_044 |
| AARP Medicare Advantage from UHC NJ-0003 (HMO-POS)UnitedHealthcare | HMO-POS | 3.5★ | $115 | $6,900 | $595 | H0755_045 |
| AARP Medicare Advantage Patriot No Rx NJ-MA01 (HMO-POS)UnitedHealthcare | HMO-POS | 3.5★ | $0 | $7,150 | No drug coverage | H0755_037 |
| Wellcare Assist (HMO-POS)Wellcare | HMO-POS | 3.5★ | $0 | $9,250 | $700 | H0913_015 |
| Wellcare Low Premium (HMO-POS)Wellcare | HMO-POS | 3.5★ | $35 | $9,250 | $700 | H0913_002 |
Source: Medicare plan changes in Burlington County, 2026 to 2027.
See every Burlington County plan with premiums and limits, or compare plans for your ZIP code with the plan finder.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Classes and property tax help
Senior classes at 562 Walton Avenue
Mount Laurel opened a building at 562 Walton Avenue that now hosts senior classes and clubs, on the same address as the Laurel House grounds with their pavilion and volleyball courts. Parks and Recreation publishes a 2026 senior class schedule and a sign-up sheet; reservations and questions go to 856-234-0001, extension 1241, or info@mountlaurel.com.
Homeowners on a fixed income can also ask about property tax relief. The township’s tax collector page lists the state Property Tax Relief Programs line, 1-800-882-6597, and the ANCHOR program line, 1-877-658-2972, and the tax assessor keeps the deduction and exemption applications.
Health profile
What is common in Mount Laurel (ZIP code 08054)
CDC PLACES estimates for ZIP code 08054 put arthritis at 24.9% of adults, higher than the New Jersey county average of 22.2%, and high cholesterol at 40.3% (higher than 39.3%). Diagnosed diabetes reads 9.3%, lower than the 10.9% average.
An older township tends to read higher on conditions that come with age. If joint care, physical therapy or orthopedic surgery is likely, compare specialist copays and whether a referral is needed, not only the monthly premium.
Compared with the New Jersey county average, Mount Laurel (ZIP code 08054) reads higher on arthritis and high cholesterol.
| Measure | Mount Laurel (ZIP code 08054) | Burlington County | New Jersey county average |
|---|---|---|---|
| Diagnosed diabetes | 9.3% | 10.5% | 10.9% |
| High blood pressure | 32.0% | 34.0% | 32.9% |
| Obesity | 27.2% | 30.2% | 28.9% |
| Coronary heart disease | 5.1% | 5.6% | 5.6% |
| COPD | 4.5% | 5.2% | 5.1% |
| Adults 18 to 64 without health insurance | 6.3% | 8.3% | 11.3% |
| Arthritis | 24.9% | 25.3% | 22.2% |
| High cholesterol | 40.3% | 40.0% | 39.3% |
| Stroke | 2.7% | 3.1% | 3.1% |
Source: Chronic condition estimates for Mount Laurel (ZIP code 08054), New Jersey (CDC PLACES).
The Mount Laurel (ZIP code 08054) figures combine ZIP code tabulation areas 08054, weighted by adult population. New Jersey figure: average of the 21 New Jersey counties, weighted by adult population.
Why this matters for plan choice
Of the conditions above where Mount Laurel (ZIP code 08054) reads higher than the New Jersey county average, high cholesterol is among those a chronic-condition Special Needs Plan can cover. The chronic-condition Special Needs Plans on the Burlington County list are built around: Cardiovascular Disorders; Chronic Heart Failure; Chronic Kidney Disease; Diabetes Mellitus. If you live with one of those, a C-SNP may be worth a look; you need a qualifying diagnosis to join.
Hospitals
Hospitals near Mount Laurel
No acute care hospital in the CMS file has a Mount Laurel address. The nearest records are Virtua Mount Holly Hospital in Mount Holly (CMS overall rating 3 of 5) and Virtua Willingboro Hospital in Willingboro (CMS overall rating 3 of 5). If the hospital you would choose is Virtua Marlton, a Camden County hospital or one in Philadelphia, treat this table as a starting point and check that hospital by name.
2 Medicare-certified hospitals are listed; whether each is in a plan’s network is a separate question.
| Hospital | Address | Emergency services | CMS overall rating |
|---|---|---|---|
| Virtua Mount Holly HospitalAcute Care | 175 Madison Avenue, Mount Holly, NJ 08060 | Yes | 3 of 5 |
| Virtua Willingboro HospitalAcute Care | 218a Sunset Road, Willingboro, NJ 08046 | Yes | 3 of 5 |
Source: Medicare-certified hospitals in and near Mount Laurel (CMS Hospital General Information).
What changes for 2027
Burlington County plans: 2026 to 2027
10 Burlington County plans end for 2027 without moving members anywhere, among them Braven Medicare Choice (PPO), Braven Medicare Freedom (PPO) and Wellcare Giveback (HMO-POS). Braven Health leaves the county altogether, while Devoted Health arrives. If a non-renewal letter reached your Mount Laurel address this fall, you choose your next plan yourself.
Counting plans with drug coverage, Special Needs Plans included, the Burlington County list goes from 47 plans in 2026 to 46 in 2027, and the average in-network out-of-pocket limit moves from $8,323 to $9,088.
| Measure | 2026 | 2027 |
|---|---|---|
| Plans with drug coverage (SNPs included) | 47 | 46 |
| With a $0 combined monthly premium for Parts C and D | 21 | 23 |
| Average in-network out-of-pocket limit | $8,323 | $9,088 |
| Average Part D deductible | $428.62 | $619.46 |
| Highest Part D deductible a plan may set | $615 | $700 |
| Part D out-of-pocket cap | $2,100 | $2,400 |
Source: Medicare plan changes in Burlington County, 2026 to 2027.
Counts here include Special Needs Plans and leave out plans without drug coverage, so they differ from the headline 39. Braven Health has no Medicare Advantage plan with drug coverage in Burlington County for 2027; Devoted Health is new to the Burlington County list.
Every ending, merging and new plan is listed on the Burlington County guide.
If your plan is not renewing: a non-renewal letter arrives in October. Choose a new plan by December 7, 2026, or use the Special Enrollment Period that runs through the end of February 2027 (Medicare & You).
Special needs
14 Special Needs Plans in Burlington County
Burlington County carries 6 chronic-condition plans, 5 plans for people with both Medicare and NJ FamilyCare, and 3 for residents of nursing facilities. In a township where only 3.3% of residents lack health insurance, the chronic-condition plans are the group most households will look at.
C-SNP: 6 plans
For people with qualifying chronic conditions: Cardiovascular Disorders; Chronic Heart Failure; Chronic Kidney Disease; Diabetes Mellitus.
I-SNP: 3 plans
For people who live in, or need the level of care of, a long-term care facility.
Next steps
Before you choose a plan in Mount Laurel
Before December 7, 2026, gather your Medicare card, your prescription bottles and the names of your doctors, including any in Camden County or Philadelphia.
- Guides: enrollment periods, PAAD and Senior Gold, Extra Help and Medicare Savings Programs, NJ FamilyCare, plan types and the statewide Part D list.
- Call or text Jackie at (856) 727-4221, or use Compare 2027 plans.
New to terms like MOOP, HMO-POS or D-SNP? They are explained in plain English on the New Jersey page and in the guide Medicare Advantage plan types.
FAQ
Mount Laurel Medicare questions
How many Medicare Advantage plans are available in Mount Laurel for 2027?
Mount Laurel uses the Burlington County plan list. It has 39 Medicare Advantage plans for 2027 (Special Needs Plans not included) from 9 organizations. Of those, 32 have a $0 Part C premium, and 23 have a $0 combined monthly premium for Parts C and D (16 of those include drug coverage; 7 have no drug coverage, so no Part D premium). You still pay the Part B premium, which is $202.90 a month in 2026; the 2027 amount is announced around November 2026. Source: CMS 2027 Landscape file.
Does Mount Laurel, NJ use the Burlington or Camden County Medicare plans?
Burlington County. Mount Laurel Township lies entirely in Burlington County, so its addresses use that county’s 2027 Medicare Advantage list even though Cherry Hill, next door, uses Camden County’s.
What is an HMO-POS plan, and are there any in Mount Laurel?
An HMO-POS is an HMO with a point-of-service option that pays for some care outside the network, usually at a higher cost. Burlington County has 8 of them for 2027 (CMS 2027 Landscape file), with in-network out-of-pocket maximums from $6,900 to $9,850.
How many Mount Laurel residents are 65 or older?
About 9,510, or 20.7% of the township, according to the Census Bureau’s ACS 2020 to 2024 5-year estimates. That share is higher than Burlington County’s 18.3%.
Is there senior transportation in Mount Laurel?
The township refers residents to Sen-Han Transit (1-877-603-5111) for Burlington County residents 60 and older or with a disability, and the Burlington County Office on Aging (609-265-5069) also arranges transportation.
Provenance
Sources and methodology
- Plan data: CMS Medicare Advantage / Part D Landscape, contract year 2027 (CMS landscape file), filtered to Burlington County (FIPS 34005), retrieved 2026-10-20. Stars: CMS 2026 ratings by plan ID.
- 2027 changes: CMS Landscape 2026 (2026 file) and 2027, with the CMS CY2026 to CY2027 plan crosswalk, retrieved 2026-10-20.
- Health data: CDC PLACES: Local Data for Better Health, ZCTA Data, 2025 release (2023 survey estimates), retrieved 2026-10-20. Model-based small-area estimates of crude prevalence among adults 18 and over, not a count of local diagnoses. Query.
- Demographics: U.S. Census Bureau ACS 2020 to 2024 5-year estimates, Mount Laurel township, Burlington County, New Jersey, retrieved 2026-10-20. B01001 and B19013, S2701.
- Hospitals: CMS Hospital General Information (Provider Data Catalog), New Jersey records retrieved 2026-10-20 from the data.cms.gov Provider Data API (query).
- Federal figures: 2026 Part B premium and deductible and Part D base premium ($38.99) from CMS. 2027 values are announced around November 2026.
How the figures are derived
Headline counts and averages leave out Special Needs Plans. "$0 Part C premium" and "$0 combined monthly premium for Parts C and D" are counted separately; out-of-pocket limits are in-network. The 2026 to 2027 comparison counts plans with drug coverage, Special Needs Plans included. Where the crosswalk ends a plan but the same company files a similar plan under a new ID, we say so. We never estimate per-plan enrollment.
Garden State Medicare Solutions is not connected with or endorsed by the United States government or the federal Medicare program. Medicare has neither endorsed nor reviewed this information.
Areas we serve
More New Jersey guides
- MarltonBurlington County
- MoorestownBurlington County
- Burlington CountyCounty guide
- Camden CountyCounty guide
- Ocean CountyCounty guide
- Atlantic CountyCounty guide
- New JerseyStatewide guide
Let's talk about your coverage in Mount Laurel
Tell Jackie about your current situation. Telephone, Zoom or in person, at no cost to you. Call or text (856) 727-4221.
Serving South Jersey and all of New Jersey · (856) 727-4221
Content reviewed by Jackie Layser, Licensed Medicare Insurance Agent at Garden State Medicare Solutions, New Jersey, helping Medicare clients since 2008. How we source and review our content. Last updated .