D-SNP: 5 plans
For people with both Medicare and NJ FamilyCare (New Jersey Medicaid).
Cherry Hill, Camden County, New Jersey
Medicare Plans in Cherry Hill, NJ for 2027
Cherry Hill is the largest township in Camden County and the heart of our flagship market. This guide covers the 2027 Medicare plans open to Cherry Hill addresses and the local facts that shape the choice.
- 41 Medicare Advantage plans in Camden County, 2027
- 33 With a $0 Part C premium (24 with $0 for Parts C and D combined)
- 10 Organizations offering plans
- 13 Special Needs Plans, counted separately
Cherry Hill Medicare at a glance for 2027
- 41 Medicare Advantage plans for Cherry Hill residents (Camden County list), Special Needs Plans not counted. Of those, 33 have a $0 Part C premium, and 24 have a $0 combined monthly premium for Parts C and D (17 of those include drug coverage; 7 have no drug coverage, so no Part D premium).
- In-network out-of-pocket maximums from $4,150 to $9,850 a year
- 10 insurance companies offer them
- 11 standalone Part D plans across New Jersey
- You still pay the Part B premium, $202.90 a month in 2026 (the 2027 amount is announced by CMS around November)
- Annual Enrollment: October 15 to December 7, 2026, for coverage that starts January 1, 2027
Examples of plans with drug coverage and a $0 combined monthly premium for Parts C and D, by 2026 star rating and out-of-pocket limit
- HumanaChoice Giveback H7617-045 (PPO)Humana · Part C + D premium $0 a month · 4.5★ (2026) · out-of-pocket max $8,000 · drug deductible $700
- Aetna Medicare Signature Extra (HMO)Aetna Medicare · Part C + D premium $0 a month · 4.0★ (2026) · out-of-pocket max $9,850 · drug deductible $700
- AARP Medicare Advantage Essentials from UHC NJ-1 (HMO-POS)UnitedHealthcare · Part C + D premium $0 a month · 3.5★ (2026) · out-of-pocket max $7,150 · drug deductible $685
CMS Medicare Advantage and Part D Landscape, contract year 2027. A plan's fit depends on your doctors and prescriptions; Jackie checks both before you choose.
The community
Cherry Hill at a glance
The Census Bureau counts about 76,700 Cherry Hill residents, and about 15,800 of them, 20.7%, are 65 or older, a larger share than New Jersey as a whole (17.2%). Median household income is about $121,500, and 2.9% of residents have no health insurance.
Every Cherry Hill address is in Camden County, so residents choose from the Camden County plan list: 41 Medicare Advantage plans for 2027 from 10 organizations, Special Needs Plans not counted. 10 of them carry a 2026 star rating of 4 or higher, and the table below lists each one. Nearby, the acute care hospitals in the CMS file are Virtua Voorhees Hospital in Voorhees (3 out of 5) and Jefferson Stratford Hospital in Stratford (2 out of 5), with the CMS overall rating shown.
How Jackie helps here. Cherry Hill is home turf for Garden State Medicare Solutions, and one of our client reviews comes from here. Jackie meets Cherry Hill clients by phone, on Zoom or in person, compares the plans against your doctors and prescriptions, and stays with you after you enroll.
20.7% of Cherry Hill residents are 65 or older, against 17.2% for New Jersey, and 2.9% have no health insurance.
| Measure | Cherry Hill | Camden County | New Jersey |
|---|---|---|---|
| Population | 76,725 | 527,257 | 9,343,809 |
| Residents aged 65 and over | 15,849 | 87,194 | 1,605,758 |
| Share aged 65 and over | 20.7% | 16.5% | 17.2% |
| Median age | 43.3 | 38.8 | Not shown |
| Median household income | $121,502 | $88,755 | Not shown |
| Share with no health insurance (all ages) | 2.9% | 6.4% | 7.5% |
How did Cherry Hill get its name?
Cherry Hill was incorporated on March 13, 1844 as Delaware Township, part of the new Camden County, and was described in 1886 as a prosperous agricultural community. It kept that name until December 6, 1961, when the township officially became Cherry Hill Township.
What does Cherry Hill Township offer older residents?
The township has a Senior Services Coordinator at 820 Mercer Street (856-488-7878). Its programs for older residents include:
- Senior and disabled resident buses on a set weekday route, with appointments inside the township by arrangement, at no charge: 856-661-4711 or 856-661-4802, 8:15 a.m. to 3 p.m.
- Senior clubs at the Carman Tilelli Community Center, 820 Mercer Street: the Maturity Club on Mondays, the Retirees Club for pinochle and bridge, and the Super Seniors on the 1st, 2nd and 4th Wednesdays.
- A Gold Card for residents 55 and over, with discounts on township events and at participating businesses.
- A 10% sewer rental discount for homeowners 60 and over, and a property tax deduction of up to $250 for qualifying homeowners 65 and over or disabled.
Which hospitals do Cherry Hill residents use?
Jefferson Health lists Jefferson Cherry Hill Hospital at 2201 Chapel Avenue West, but the CMS hospital file has no separate Cherry Hill record, so the table on this page shows the nearby CMS records instead, including Virtua Voorhees Hospital on Bowman Drive. Whatever hospital you use, Jackie checks it against each plan network before you enroll.
The county congregate meal site for Cherry Hill is the Katz Jewish Community Center, 1301 Springdale Road, weekdays 11 a.m. to 1 p.m. (856-374-6325).
Local sources: Cherry Hill Township: History of Cherry Hill · Cherry Hill Township: History · Cherry Hill Township: Senior Services · Cherry Hill Township: Senior Clubs · Jefferson Health: Jefferson Cherry Hill Hospital · Camden County Senior Citizen Services Directory 2024 (PDF)
Cherry Hill is a township, which the Census Bureau treats as a county subdivision rather than a place, so its Census figures are the Cherry Hill township subdivision. Its CDC PLACES health figures combine ZIP codes 08002, 08003 and 08034, which together cover the township.
New Jersey totals are the sum of all 21 New Jersey counties in the same Census release; a statewide median is not computed here. Survey estimates for small towns carry wide margins of error.
By the numbers
2027 Medicare Advantage in Camden County
Medicare Advantage plans are approved by county, so Cherry Hill residents see the Camden County list. Figures from the CMS Landscape file for contract year 2027; Special Needs Plans are counted separately.
- $3.05 Average monthly Part C premium
- $33.90 Average Part C + D premium
- 34 Plans that include drug coverage
- $4,150 Lowest in-network out-of-pocket limit
- $8,861 Average in-network out-of-pocket limit
- $9,850 Highest in-network out-of-pocket limit
- $595.74 Average Part D deductible (plans with drugs)
- 10 Plans with a 2026 rating of 4★ or more
- 3.68★ Average 2026 star rating (rated plans)
Two ways to count "$0 premium" plans: 33 have a $0 Part C premium, and 24 have a $0 combined monthly premium for Parts C and D (17 of those include drug coverage; 7 have no drug coverage, so no Part D premium). The average premium figures likewise show the Part C premium and the combined Part C + D premium separately. Star ratings shown are 2026 ratings: the CMS plan file in this snapshot did not yet carry 2027 ratings, so each plan shows its 2026 rating, matched by plan ID. Check a plan’s 2027 rating on Medicare.gov Plan Finder.
PPO plans are the largest group here (25 of 41), and 7 plans have no drug coverage.
| Plan type | Plans | $0 Part C premium | Average Part C premium | Average out-of-pocket limit | Without drug coverage |
|---|---|---|---|---|---|
| PPO | 25 | 19 | $3.54 | $8,896 | 5 |
| HMO-POS | 8 | 7 | $4.38 | $7,981 | 1 |
| HMO | 7 | 7 | $0 | $9,600 | 1 |
| Regional PPO | 1 | 0 | $1.60 | $9,850 | 0 |
Source: Medicare plan changes in Camden County, 2026 to 2027.
Spotlight for Cherry Hill
Plans with a 2026 star rating of 4 or higher
These are 2026 star ratings. The CMS plan file in this snapshot did not yet carry 2027 ratings, so each plan shows its 2026 rating, matched by its CMS plan ID. Check a plan’s 2027 rating on Medicare.gov Plan Finder. Stars measure plan quality overall; they do not tell you whether your doctor or your drugs are covered. From the Camden County list, CMS contract year 2027.
10 plans on the Camden County list fit this group, with monthly Part C + D premiums from $0 to $149.
| Plan | Type | 2026 stars | Part C + D premium | Out-of-pocket limit | Part D deductible | Plan ID |
|---|---|---|---|---|---|---|
| HumanaChoice Giveback H7617-045 (PPO)Humana | PPO | 4.5★ | $0 | $8,000 | $700 | H7617_045 |
| Aetna Medicare Eagle Giveback (PPO)Aetna Medicare | PPO | 4.5★ | $0 | $9,850 | No drug coverage | H5521_504 |
| Aetna Medicare Elite (PPO)Aetna Medicare | PPO | 4.5★ | $65 | $9,850 | $700 | H5521_123 |
| Aetna Medicare Enhanced (PPO)Aetna Medicare | PPO | 4.5★ | $80 | $9,850 | $700 | H5521_512 |
| Aetna Medicare Enhanced Advantage (PPO)Aetna Medicare | PPO | 4.5★ | $109 | $9,850 | $700 | H5521_510 |
| Aetna Medicare Enhanced Extra (PPO)Aetna Medicare | PPO | 4.5★ | $104 | $9,850 | $700 | H5521_124 |
| Aetna Medicare Eagle Giveback (HMO)Aetna Medicare | HMO | 4.0★ | $0 | $9,850 | No drug coverage | H3152_045 |
| Aetna Medicare Enhanced (HMO-POS)Aetna Medicare | HMO-POS | 4.0★ | $79 | $9,850 | $700 | H3152_022 |
| Aetna Medicare Enhanced (Regional PPO)Aetna Medicare | Regional PPO | 4.0★ | $149 | $9,850 | $700 | R6694_006 |
| Aetna Medicare Signature Extra (HMO)Aetna Medicare | HMO | 4.0★ | $0 | $9,850 | $700 | H3152_082 |
Source: Medicare plan changes in Camden County, 2026 to 2027.
How to read this table: each row is one plan on the Camden County list with a 2026 star rating of 4 or higher, sorted by rating and then by out-of-pocket limit. The Part C + D premium is monthly, the out-of-pocket limit is the most you pay in a year for covered in-network care, and the plan ID lets you find the exact plan on Medicare.gov. A high rating is a quality signal, not proof that your doctors or prescriptions are covered.
See every Camden County plan with premiums and limits, or compare plans for your ZIP code with the plan finder.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Hospitals
Hospitals near Cherry Hill
Medicare-certified hospitals in Voorhees, Stratford and Camden from the CMS Hospital General Information file, with the CMS overall star rating. A rating is not network status: check each hospital against a plan.
4 Medicare-certified hospitals are listed; whether each is in a plan’s network is a separate question.
| Hospital | Address | Emergency services | CMS overall rating |
|---|---|---|---|
| Virtua Voorhees HospitalAcute CareNote: Listed in the CMS file under its certification name, West Jersey Hospital. Virtua publishes this address as Virtua Voorhees Hospital. | 100 Bowman Drive, Voorhees, NJ 08043 | Yes | 3 of 5 |
| Jefferson Stratford HospitalAcute CareNote: Jefferson Health also lists Jefferson Cherry Hill Hospital (2201 Chapel Avenue West, Cherry Hill) and Jefferson Washington Township Hospital (435 Hurffville-Cross Keys Road, Turnersville); neither has a separate record in the CMS file. | 18 East Laurel Road, Stratford, NJ 08084 | Yes | 2 of 5 |
| Cooper Norcross University HospitalAcute CareNote: Listed in the CMS file as Cooper University Hospital. Cooper now publishes the name Cooper Norcross University Hospital for this address. | 1 Cooper Plaza, Camden, NJ 08103 | Yes | 2 of 5 |
| Virtua Our Lady of Lourdes HospitalAcute Care | 1600 Haddon Avenue, Camden, NJ 08103 | Yes | 2 of 5 |
Source: Medicare-certified hospitals in and near Cherry Hill (CMS Hospital General Information).
Names, addresses, counties and emergency flags are shown as the CMS file records them, except rows with a note, where the name or campus was checked against the health system’s own website (listed under Sources).
What changes for 2027
Camden County plans: 2026 to 2027
Your plan mailed an Annual Notice of Change by September 30, 2026. It lists what changes on January 1, 2027: premium, deductible, out-of-pocket limit, copays, drug list and network. Compare it line by line, or go through it with Jackie.
Counting plans with drug coverage, Special Needs Plans included, the Camden County list goes from 45 plans in 2026 to 47 in 2027, and the average in-network out-of-pocket limit moves from $8,291 to $9,115.
| Measure | 2026 | 2027 |
|---|---|---|
| Plans with drug coverage (SNPs included) | 45 | 47 |
| With a $0 combined monthly premium for Parts C and D | 19 | 23 |
| Average in-network out-of-pocket limit | $8,291 | $9,115 |
| Average Part D deductible | $432.11 | $609.47 |
| Maximum Part D deductible allowed by CMS | $615 | $700 |
| Part D out-of-pocket cap | $2,100 | $2,400 |
Source: Medicare plan changes in Camden County, 2026 to 2027.
These counts cover plans with drug coverage, Special Needs Plans included, so they differ from the headline count of 41, which leaves out Special Needs Plans and includes plans without drug coverage. Braven Health has no Medicare Advantage plan with drug coverage in Camden County for 2027; Devoted Health is new to the Camden County list.
8 plans on the 2026 Camden County list end with no similar plan in the county, including Braven Medicare Freedom (PPO), Wellcare Giveback (HMO-POS), Wellcare Simple (HMO-POS). The full list is on the Camden County guide.
If your plan is not renewing: you receive a non-renewal letter in October. You can pick a new plan during the Annual Enrollment Period (October 15 to December 7, 2026), and a Special Enrollment Period runs through the end of February 2027. Confirm your dates on Medicare.gov. The official Medicare & You handbook explains each option.
Health profile
What is common in Cherry Hill (ZIP codes 08002, 08003 and 08034)
Plan choice follows the conditions you actually live with, because they decide which specialists and drugs you need covered.
Compared with the New Jersey county average, Cherry Hill (ZIP codes 08002, 08003 and 08034) reads higher on arthritis.
| Measure | Cherry Hill (ZIP codes 08002, 08003 and 08034) | Camden County | New Jersey county average |
|---|---|---|---|
| Diagnosed diabetes | 9.7% | 11.4% | 10.9% |
| High blood pressure | 31.3% | 33.4% | 32.9% |
| Obesity | 24.6% | 29.8% | 28.9% |
| Coronary heart disease | 5.3% | 5.7% | 5.6% |
| COPD | 4.6% | 5.7% | 5.1% |
| Adults 18 to 64 without health insurance | 7.2% | 11.6% | 11.3% |
| Arthritis | 23.5% | 23.8% | 22.2% |
| High cholesterol | 39.2% | 37.8% | 39.3% |
| Stroke | 2.9% | 3.3% | 3.1% |
CDC PLACES: Local Data for Better Health, ZCTA Data, 2025 release (2023 survey estimates), retrieved 2026-10-20. Model-based small-area estimates of crude prevalence among adults 18 and over, not a count of local diagnoses. Crude rates follow the age mix of a place: an older community reads higher on most conditions. The Cherry Hill (ZIP codes 08002, 08003 and 08034) figures combine ZIP code tabulation areas 08002, 08003 and 08034, weighted by adult population. New Jersey figure: average of the 21 New Jersey counties, weighted by adult population.
Special needs
13 Special Needs Plans in Camden County
An SNP is a Medicare Advantage plan limited to people who meet a condition. They are left out of the counts above because not everyone can join.
C-SNP: 5 plans
For people with qualifying chronic conditions: Cardiovascular Disorders; Chronic Heart Failure; Chronic Kidney Disease; Diabetes Mellitus.
I-SNP: 3 plans
For people who live in, or need the level of care of, a long-term care facility.
Quality
How the 2026 stars fall
CMS rates each contract from 1 to 5 stars. This shows the 2026 rating for each of the 41 Camden County plans. The CMS plan file in this snapshot did not yet carry 2027 ratings, so check a plan’s 2027 rating on Medicare.gov Plan Finder. New plans and some small contracts are not rated.
- 4.5★ 6 plans (15%)
- 4.0★ 4 plans (10%)
- 3.5★ 21 plans (51%)
- 3.0★ 2 plans (5%)
- 2.5★ 1 plan (2%)
- Not rated 7 plans (17%)
No plan on the Camden County list has a 5-star 2026 rating.
Next steps
Before you choose a plan in Cherry Hill
- Medigap in New Jersey, including the rules for people under 65 with Medicare: New Jersey Medigap rules.
- Standalone Part D plans are sold statewide: the full 2027 list is on the New Jersey page, and how they work in Part D explained.
- Help with drug and premium costs: PAAD and Senior Gold, Extra Help and Medicare Savings Programs and Medicare and NJ FamilyCare.
- When you can join or switch: Medicare enrollment periods. To compare the plans above for your own doctors and prescriptions, call or text Jackie at (856) 727-4221 or use Compare 2027 plans.
New to terms like MOOP, HMO-POS or D-SNP? They are explained in plain English on the Camden County page and in the guide Medicare Advantage plan types.
FAQ
Cherry Hill Medicare questions
How many Medicare Advantage plans are available in Cherry Hill for 2027?
Cherry Hill uses the Camden County plan list. It has 41 Medicare Advantage plans for 2027 (Special Needs Plans not included) from 10 organizations. Of those, 33 have a $0 Part C premium, and 24 have a $0 combined monthly premium for Parts C and D (17 of those include drug coverage; 7 have no drug coverage, so no Part D premium). You still pay the Part B premium, which is $202.90 a month in 2026; the 2027 amount is announced around November 2026. Source: CMS 2027 Landscape file.
Which county plan list applies to a Cherry Hill, NJ address?
Camden County. Cherry Hill Township lies wholly in Camden County, and CMS approves Medicare Advantage plans county by county, so every Cherry Hill address uses the Camden County list. Neighbouring Mount Laurel and Moorestown are in Burlington County and use a different list.
Why is Jefferson Cherry Hill Hospital not in the CMS hospital table?
Jefferson Health lists Jefferson Cherry Hill Hospital at 2201 Chapel Avenue West, but the CMS Hospital General Information file has no separate record with a Cherry Hill address; CMS keeps one record per Medicare certification. Network status is set plan by plan, so Jackie checks the hospital you actually use before you enroll.
What changes for Medicare plans in Cherry Hill in 2027?
Counting Medicare Advantage plans with drug coverage, Special Needs Plans included, Camden County goes from 45 plans in 2026 to 47 in 2027. (The headline count of 41 plans on this page leaves out Special Needs Plans and includes plans without drug coverage, which is why the numbers differ.) The CMS crosswalk shows 8 plans ending with no similar plan in the county, 0 plans ending while the same company offers a plan with the same or a similar name under a new plan ID (members must enroll in it themselves), 1 plan folding into another plan automatically, and 11 new plans. Braven Health has no Medicare Advantage plan with drug coverage in Camden County for 2027; Devoted Health is new to the Camden County list. Your plan’s Annual Notice of Change lists what changes for you on January 1.
How many people aged 65 and over live in Cherry Hill?
Census figures (ACS 2020 to 2024 5-year estimates) show 20.7% of Cherry Hill residents aged 65 or older (about 15,849 people), against 17.2% for New Jersey, and 2.9% of residents of all ages with no health insurance (7.5% statewide). For people with Medicare and a limited income, New Jersey's Medicare Savings Programs, PAAD, Senior Gold and NJ FamilyCare can help with costs; the guides linked on this page explain each one.
Provenance
Sources and methodology
- Plan data: CMS Medicare Advantage / Part D Landscape, contract year 2027 (https://www.cms.gov/files/zip/cy2027-landscape-202609.zip), filtered to Camden County (FIPS 34007), retrieved 2026-10-20 through THE BRAIN (Ambrose healthcare database). Star ratings: CMS 2026 Star Ratings joined by plan ID, because the 2027 landscape rows in the snapshot carry no rating yet.
- 2027 changes: CMS Landscape 2026 (https://www.cms.gov/files/zip/cy2026-landscape-202609.zip) and 2027, with the CMS CY2026 to CY2027 plan crosswalk, retrieved 2026-10-20.
- Health data: CDC PLACES: Local Data for Better Health, ZCTA Data, 2025 release (2023 survey estimates), retrieved 2026-10-20. Model-based small-area estimates of crude prevalence among adults 18 and over, not a count of local diagnoses. Query: https://data.cdc.gov/resource/qnzd-25i4.json?locationid=08002,08003,08034&datavaluetypeid=CrdPrv.
- Demographics: U.S. Census Bureau ACS 2020 to 2024 5-year estimates, Cherry Hill township, Camden County, New Jersey, retrieved 2026-10-20. Queries: detailed tables and subject table S2701. Residents 65 and over are the sum of the 12 age groups 65 and older in table B01001.
- Hospitals: CMS Hospital General Information (Provider Data Catalog) (https://data.cms.gov/provider-data/dataset/xubh-q36u), New Jersey records retrieved 2026-10-20 from the data.cms.gov Provider Data API (query). Notes checked against the health systems’ own websites: clinicians.cooperhealth.org/location/cooper-university-hospital-cape-regional/loc0000257009, clinicians.cooperhealth.org/location/cooper-university-hospital/loc0000256998, virtua.org/locations/voorhees-hospital, inspirahealthnetwork.org/locations/inspira-medical-center-elmer, inspirahealthnetwork.org/locations/inspira-medical-center-mullica-hill, jeffersonhealth.org/locations/stratford-hospital, jeffersonhealth.org/locations/cherry-hill-hospital, jeffersonhealth.org/locations/washington-township-hospital.
- New Jersey programs: Medigap rules from the New Jersey Department of Banking and Insurance: Medicare Supplement coverage for people under 65.
- Federal figures: 2026 Part B premium and deductible and Part D base premium ($38.99) from CMS. 2027 values are announced around November 2026.
How the figures are derived
- Headline plan counts and averages exclude Special Needs Plans, which have their own eligibility rules and are reported separately.
- "$0 Part C premium" counts plans whose Part C premium is $0. "$0 combined monthly premium for Parts C and D" counts plans whose consolidated Part C + D premium is $0 (for a plan without drug coverage, its Part C premium); our guides and blog use this second count. Out-of-pocket limits are in-network amounts. The average Part D deductible covers plans with drug coverage only.
- The 2026 to 2027 comparison counts Medicare Advantage plans with drug coverage, Special Needs Plans included, and its "$0" row uses the combined Part C + D premium, so it differs from the headline count.
- When the CMS crosswalk ends a plan with no successor but the same company files a plan with the same or a similar name under a new plan ID, we say so; members are not moved into the new ID automatically.
- We do not publish per-plan enrollment: the source does not carry it, and we never estimate plan figures.
Garden State Medicare Solutions is not connected with or endorsed by the United States government or the federal Medicare program. Medicare has neither endorsed nor reviewed this information.
Areas we serve
More New Jersey guides
- VoorheesCamden County
- HaddonfieldCamden County
- CollingswoodCamden County
- Camden CountyCounty guide
- Mount LaurelBurlington County
- MarltonBurlington County
- MoorestownBurlington County
- Washington TownshipGloucester County
- GlassboroGloucester County
- VinelandCumberland County
- MillvilleCumberland County
- WestfieldUnion County
- New JerseyStatewide guide
- Burlington CountyCounty guide
- Gloucester CountyCounty guide
- Cumberland CountyCounty guide
- Atlantic CountyCounty guide
- Cape May CountyCounty guide
- Salem CountyCounty guide
- Ocean CountyCounty guide
- Union CountyCounty guide
Let's talk about your coverage in Cherry Hill
Tell Jackie about your current situation. Telephone, Zoom or in person, at no cost to you. Call or text (856) 727-4221.
Serving South Jersey and all of New Jersey · (856) 727-4221
Content reviewed by Jackie Layser, Licensed Medicare Insurance Agent at Garden State Medicare Solutions, New Jersey, helping Medicare clients since 2008. How we source and review our content. Last updated .