D-SNP: 5 plans
For people with both Medicare and NJ FamilyCare (New Jersey Medicaid).
Camden County, New Jersey
Medicare Plans in Camden County, NJ: 2027 Guide
Camden County is our flagship market, from Cherry Hill and Voorhees to Haddonfield and Collingswood. This guide lays out every Medicare Advantage plan CMS lists for the county in 2027.
- 41 Medicare Advantage plans in Camden County, 2027
- 33 With a $0 Part C premium (24 with $0 for Parts C and D combined)
- 10 Organizations offering plans
- 13 Special Needs Plans, counted separately
Camden County Medicare at a glance for 2027
- 41 Medicare Advantage plans for Camden County, Special Needs Plans not counted. Of those, 33 have a $0 Part C premium, and 24 have a $0 combined monthly premium for Parts C and D (17 of those include drug coverage; 7 have no drug coverage, so no Part D premium).
- In-network out-of-pocket maximums from $4,150 to $9,850 a year
- 10 insurance companies offer them
- 11 standalone Part D plans across New Jersey
- You still pay the Part B premium, $202.90 a month in 2026 (the 2027 amount is announced by CMS around November)
- Annual Enrollment: October 15 to December 7, 2026, for coverage that starts January 1, 2027
Examples of plans with drug coverage and a $0 combined monthly premium for Parts C and D, by 2026 star rating and out-of-pocket limit
- HumanaChoice Giveback H7617-045 (PPO)Humana · Part C + D premium $0 a month · 4.5★ (2026) · out-of-pocket max $8,000 · drug deductible $700
- Aetna Medicare Signature Extra (HMO)Aetna Medicare · Part C + D premium $0 a month · 4.0★ (2026) · out-of-pocket max $9,850 · drug deductible $700
- AARP Medicare Advantage Essentials from UHC NJ-1 (HMO-POS)UnitedHealthcare · Part C + D premium $0 a month · 3.5★ (2026) · out-of-pocket max $7,150 · drug deductible $685
CMS Medicare Advantage and Part D Landscape, contract year 2027. A plan's fit depends on your doctors and prescriptions; Jackie checks both before you choose.
By the numbers
2027 Medicare Advantage in Camden County
Every figure comes from the CMS Landscape file for contract year 2027. Special Needs Plans are counted separately.
- $3.05 Average monthly Part C premium
- $33.90 Average Part C + D premium
- 34 Plans that include drug coverage
- $4,150 Lowest in-network out-of-pocket limit
- $8,861 Average in-network out-of-pocket limit
- $9,850 Highest in-network out-of-pocket limit
- $595.74 Average Part D deductible (plans with drugs)
- 10 Plans with a 2026 rating of 4★ or more
- 3.68★ Average 2026 star rating (rated plans)
Two ways to count "$0 premium" plans: 33 have a $0 Part C premium, and 24 have a $0 combined monthly premium for Parts C and D (17 of those include drug coverage; 7 have no drug coverage, so no Part D premium). The average premium figures likewise show the Part C premium and the combined Part C + D premium separately. Star ratings shown are 2026 ratings: the CMS plan file in this snapshot did not yet carry 2027 ratings, so each plan shows its 2026 rating, matched by plan ID. Check a plan’s 2027 rating on Medicare.gov Plan Finder.
PPO plans are the largest group here (25 of 41), and 7 plans have no drug coverage.
| Plan type | Plans | $0 Part C premium | Average Part C premium | Average out-of-pocket limit | Without drug coverage |
|---|---|---|---|---|---|
| PPO | 25 | 19 | $3.54 | $8,896 | 5 |
| HMO-POS | 8 | 7 | $4.38 | $7,981 | 1 |
| HMO | 7 | 7 | $0 | $9,600 | 1 |
| Regional PPO | 1 | 0 | $1.60 | $9,850 | 0 |
Source: Medicare plan changes in Camden County, 2026 to 2027.
Every plan
2027 Medicare Advantage plans in Camden County
Grouped by plan type, because type decides how the network works: HMOs expect you to stay in network, PPOs let you go outside it at a higher cost.
PPO
25 plans, 19 with a $0 Part C premium, average Part C premium $3.54, average out-of-pocket limit $8,896, 5 without drug coverage.
| Plan | 2026 stars | Part C premium | Part C + D | Out-of-pocket limit | Part D deductible | Plan ID |
|---|---|---|---|---|---|---|
| Aetna Medicare Eagle Giveback (PPO)Aetna Medicare, no drug coverage | 4.5★ | $0 | $0 | $9,850 | No drug coverage | H5521_504 |
| Aetna Medicare Elite (PPO)Aetna Medicare | 4.5★ | $6 | $65 | $9,850 | $700 | H5521_123 |
| Aetna Medicare Enhanced (PPO)Aetna Medicare | 4.5★ | $0 | $80 | $9,850 | $700 | H5521_512 |
| Aetna Medicare Enhanced Advantage (PPO)Aetna Medicare | 4.5★ | $0 | $109 | $9,850 | $700 | H5521_510 |
| Aetna Medicare Enhanced Extra (PPO)Aetna Medicare | 4.5★ | $0 | $104 | $9,850 | $700 | H5521_124 |
| HumanaChoice Giveback H7617-045 (PPO)Humana | 4.5★ | $0 | $0 | $8,000 | $700 | H7617_045 |
| AARP Medicare Advantage from UHC NJ-0004 (PPO)UnitedHealthcare | 3.5★ | $0 | $69 | $8,900 | $685 | H8768_022 |
| AARP Medicare Advantage from UHC NJ-0005 (PPO)UnitedHealthcare | 3.5★ | $7.10 | $79 | $8,400 | $685 | H8768_035 |
| AARP Medicare Advantage from UHC NJ-6 (PPO)UnitedHealthcare | 3.5★ | $1 | $29 | $9,400 | $685 | H8768_058 |
| AARP Medicare Advantage Patriot No Rx NJ-MA2 (PPO)UnitedHealthcare, no drug coverage | 3.5★ | $0 | $0 | $7,150 | No drug coverage | H8768_059 |
| Clover Health Choice (PPO)Clover Health | 3.5★ | $0 | $0 | $9,850 | $350 | H5141_032 |
| Clover Health Choice Giveback (PPO)Clover Health | 3.5★ | $0 | $0 | $9,850 | $440 | H5141_054 |
| Clover Health Choice Value (PPO)Clover Health | 3.5★ | $0 | $36.30 | $9,850 | $450 | H5141_042 |
| Clover Health Valor (PPO)Clover Health, no drug coverage | 3.5★ | $0 | $0 | $9,850 | No drug coverage | H5141_061 |
| Humana USAA Honor Giveback (PPO)Humana, no drug coverage | 3.5★ | $0 | $0 | $6,700 | No drug coverage | H5216_221 |
| HumanaChoice Giveback H5216-116 (PPO)Humana, no drug coverage | 3.5★ | $0 | $0 | $4,150 | No drug coverage | H5216_116 |
| HumanaChoice Giveback H5216-319 (PPO)Humana | 3.5★ | $0 | $0 | $8,000 | $700 | H5216_319 |
| HumanaChoice H5216-461 (PPO)Humana | 3.5★ | $0 | $36.30 | $9,250 | $700 | H5216_461 |
| HealthSpring True Choice (PPO)HealthSpring | 3.0★ | $15 | $15 | $9,850 | $700 | H7849_149 |
| AmeriHealth Medicare Core (PPO)AmeriHealth | 2.5★ | $18 | $18 | $9,850 | $700 | H5361_001 |
| DEVOTED CHOICE 001 NJ (PPO)Devoted Health | Not rated | $0 | $0 | $9,350 | $650 | H1390_001 |
| DEVOTED CHOICE GIVEBACK 002 NJ (PPO)Devoted Health | Not rated | $0 | $0 | $9,850 | $650 | H1390_002 |
| DEVOTED CHOICE GIVEBACK EXTRAS 006 NJ (PPO)Devoted Health | Not rated | $0 | $0 | $9,650 | $700 | H1390_006 |
| HumanaChoice Giveback H7617-127 (PPO)Humana | Not rated | $0 | $0 | $8,250 | $700 | H7617_127 |
| Jefferson Health Plans Premier (PPO)Jefferson Health Plans | Not rated | $41.50 | $55 | $7,000 | $0 | H3124_003 |
Source: Medicare plan changes in Camden County, 2026 to 2027.
HMO-POS
8 plans, 7 with a $0 Part C premium, average Part C premium $4.38, average out-of-pocket limit $7,981, 1 without drug coverage.
| Plan | 2026 stars | Part C premium | Part C + D | Out-of-pocket limit | Part D deductible | Plan ID |
|---|---|---|---|---|---|---|
| Aetna Medicare Enhanced (HMO-POS)Aetna Medicare | 4.0★ | $0 | $79 | $9,850 | $700 | H3152_022 |
| AARP Medicare Advantage Essentials from UHC NJ-1 (HMO-POS)UnitedHealthcare | 3.5★ | $0 | $0 | $7,150 | $685 | H0755_038 |
| AARP Medicare Advantage Extras from UHC NJ-7 (HMO-POS)UnitedHealthcare | 3.5★ | $0 | $0 | $7,150 | $685 | H0755_046 |
| AARP Medicare Advantage from UHC NJ-0002 (HMO-POS)UnitedHealthcare | 3.5★ | $0 | $79 | $7,150 | $595 | H0755_044 |
| AARP Medicare Advantage from UHC NJ-0003 (HMO-POS)UnitedHealthcare | 3.5★ | $0 | $115 | $6,900 | $595 | H0755_045 |
| AARP Medicare Advantage Patriot No Rx NJ-MA01 (HMO-POS)UnitedHealthcare, no drug coverage | 3.5★ | $0 | $0 | $7,150 | No drug coverage | H0755_037 |
| Wellcare Assist (HMO-POS)Wellcare | 3.5★ | $0 | $0 | $9,250 | $700 | H0913_015 |
| Wellcare Low Premium (HMO-POS)Wellcare | 3.5★ | $35 | $35 | $9,250 | $700 | H0913_002 |
Source: Medicare plan changes in Camden County, 2026 to 2027.
HMO
7 plans, 7 with a $0 Part C premium, average Part C premium $0, average out-of-pocket limit $9,600, 1 without drug coverage.
| Plan | 2026 stars | Part C premium | Part C + D | Out-of-pocket limit | Part D deductible | Plan ID |
|---|---|---|---|---|---|---|
| Aetna Medicare Eagle Giveback (HMO)Aetna Medicare, no drug coverage | 4.0★ | $0 | $0 | $9,850 | No drug coverage | H3152_045 |
| Aetna Medicare Signature Extra (HMO)Aetna Medicare | 4.0★ | $0 | $0 | $9,850 | $700 | H3152_082 |
| Humana Gold Plus H6622-099 (HMO)Humana | 3.5★ | $0 | $0 | $9,050 | $700 | H6622_099 |
| Jefferson Health Plans Elite (HMO)Jefferson Health Plans | 3.5★ | $0 | $0 | $9,850 | $0 | H9207_018 |
| HealthSpring Preferred (HMO)HealthSpring | 3.0★ | $0 | $0 | $8,900 | $500 | H3949_054 |
| AmeriHealth Medicare Classic Rx (HMO)AmeriHealth | Not rated | $0 | $0 | $9,850 | $700 | H6407_002 |
| Wellpoint Extra Help (HMO)Wellpoint | Not rated | $0 | $0 | $9,850 | $0 | H3240_026 |
Source: Medicare plan changes in Camden County, 2026 to 2027.
Regional PPO
1 plan, 0 with a $0 Part C premium, average Part C premium $1.60, average out-of-pocket limit $9,850.
| Plan | 2026 stars | Part C premium | Part C + D | Out-of-pocket limit | Part D deductible | Plan ID |
|---|---|---|---|---|---|---|
| Aetna Medicare Enhanced (Regional PPO)Aetna Medicare | 4.0★ | $1.60 | $149 | $9,850 | $700 | R6694_006 |
Source: Medicare plan changes in Camden County, 2026 to 2027.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Quality
How the 2026 stars fall
CMS rates each contract from 1 to 5 stars. This shows the 2026 rating for each of the 41 Camden County plans. The CMS plan file in this snapshot did not yet carry 2027 ratings, so check a plan’s 2027 rating on Medicare.gov Plan Finder. New plans and some small contracts are not rated.
- 4.5★ 6 plans (15%)
- 4.0★ 4 plans (10%)
- 3.5★ 21 plans (51%)
- 3.0★ 2 plans (5%)
- 2.5★ 1 plan (2%)
- Not rated 7 plans (17%)
No plan on the Camden County list has a 5-star 2026 rating.
What changes for 2027
Camden County plans: 2026 to 2027
Your plan mailed an Annual Notice of Change by September 30, 2026. It lists what changes on January 1, 2027: premium, deductible, out-of-pocket limit, copays, drug list and network. Compare it line by line, or go through it with Jackie.
Counting plans with drug coverage, Special Needs Plans included, the Camden County list goes from 45 plans in 2026 to 47 in 2027, and the average in-network out-of-pocket limit moves from $8,291 to $9,115.
| Measure | 2026 | 2027 |
|---|---|---|
| Plans with drug coverage (SNPs included) | 45 | 47 |
| With a $0 combined monthly premium for Parts C and D | 19 | 23 |
| Average in-network out-of-pocket limit | $8,291 | $9,115 |
| Average Part D deductible | $432.11 | $609.47 |
| Maximum Part D deductible allowed by CMS | $615 | $700 |
| Part D out-of-pocket cap | $2,100 | $2,400 |
Source: Medicare plan changes in Camden County, 2026 to 2027.
These counts cover plans with drug coverage, Special Needs Plans included, so they differ from the headline count of 41, which leaves out Special Needs Plans and includes plans without drug coverage. Braven Health has no Medicare Advantage plan with drug coverage in Camden County for 2027; Devoted Health is new to the Camden County list.
Of the 9 plans below, 8 plans end with no similar plan in the county, 0 plans end but the same company offers a plan with the same or a similar name under a new plan ID, and 1 plan folds into another plan automatically.
| 2026 plan | Carrier | CMS crosswalk status | Members move to |
|---|---|---|---|
Braven Medicare Freedom (PPO) H0885-009 | Braven Health | Terminated/Non-renewed Contract | Ends with no similar plan in this county. Not moved automatically: choose a new plan. |
Wellcare Giveback (HMO-POS) H0913-021 | Wellcare | Terminated/Non-renewed Contract | Ends with no similar plan in this county. Not moved automatically: choose a new plan. |
Wellcare Simple (HMO-POS) H0913-022 | Wellcare | Terminated/Non-renewed Contract | Ends with no similar plan in this county. Not moved automatically: choose a new plan. |
Jefferson Health Plans Choice Plus (PPO) H3124-001 | Jefferson Health Plans | Terminated/Non-renewed Contract | Ends with no similar plan in this county. Not moved automatically: choose a new plan. |
Jefferson Health Plans Choice (PPO) H3124-002 | Jefferson Health Plans | Terminated/Non-renewed Contract | Ends with no similar plan in this county. Not moved automatically: choose a new plan. |
Wellpoint Full Dual Advantage Secure (HMO-POS D-SNP) H3240-024 | Wellpoint | Consolidated Renewal Plan | Wellpoint Full Dual Advantage (HMO D-SNP)H3240-013 (moved automatically) |
AmeriHealth Medicare Enhanced (PPO) H5361-002 | AmeriHealth | Terminated/Non-renewed Contract | Ends with no similar plan in this county. Not moved automatically: choose a new plan. |
AmeriHealth Medicare Ultimate (PPO) H5361-004 | AmeriHealth | Terminated/Non-renewed Contract | Ends with no similar plan in this county. Not moved automatically: choose a new plan. |
Jefferson Health Plans Silver (HMO) H9207-013 | Jefferson Health Plans | Terminated/Non-renewed Contract | Ends with no similar plan in this county. Not moved automatically: choose a new plan. |
Source: Medicare plan changes in Camden County, 2026 to 2027.
New to the Camden County list for 2027: UHC Complete Care NJ-8 (HMO-POS C-SNP), DEVOTED CHOICE 001 NJ (PPO), DEVOTED CHOICE GIVEBACK 002 NJ (PPO), DEVOTED C-SNP CHOICE PLUS 003 NJ (PPO C-SNP), DEVOTED C-SNP CHOICE ENHANCED 004 NJ (PPO C-SNP), DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 005 NJ (PPO C-SNP), DEVOTED CHOICE GIVEBACK EXTRAS 006 NJ (PPO), Jefferson Health Plans Premier (PPO), Wellpoint Extra Help (HMO), AmeriHealth Medicare Classic Rx (HMO), HumanaChoice Giveback H7617-127 (PPO).
If your plan is not renewing: you receive a non-renewal letter in October. You can pick a new plan during the Annual Enrollment Period (October 15 to December 7, 2026), and a Special Enrollment Period runs through the end of February 2027. Confirm your dates on Medicare.gov. The official Medicare & You handbook explains each option.
The county
Who lives in Camden County
The Census Bureau counts about 527,300 Camden County residents, and about 87,200 of them, 16.5%, are 65 or older. 6.4% of residents have no health insurance.
For 2027 CMS lists 41 Medicare Advantage plans in Camden County from 10 organizations, Special Needs Plans not counted. 33 have a $0 Part C premium and 24 a $0 combined premium for Parts C and D. In-network out-of-pocket limits run from $4,150 to $9,850. Whether a plan suits you depends on your doctors, prescriptions and hospital, so every review starts there.
How Jackie helps here. Camden County is where most of our clients live. Jackie meets them by phone, on Zoom or in person, and her focus is education: you leave knowing what your plan covers, how to use it and what it costs.
16.5% of Camden County residents are 65 or older, against 17.2% for New Jersey, and 6.4% have no health insurance.
| Measure | Camden County | New Jersey |
|---|---|---|
| Population | 527,257 | 9,343,809 |
| Residents aged 65 and over | 87,194 | 1,605,758 |
| Share aged 65 and over | 16.5% | 17.2% |
| Median age | 38.8 | Not shown |
| Median household income | $88,755 | Not shown |
| Share with no health insurance (all ages) | 6.4% | 7.5% |
Source: U.S. Census Bureau ACS 2020 to 2024 5-year estimates: Camden County, New Jersey.
How big is Camden County, and how long has it been its own county?
Camden County covers 227.3 square miles and is made up of 36 municipalities of very different sizes, from the city of Camden and Cherry Hill to small boroughs such as Haddonfield and Collingswood. The county separated from Gloucester County in 1844, and a courthouse designed by architect Samuel Sloan went up in 1853 between Market and Federal Streets in Camden.
All 36 municipalities share one Medicare Advantage list, so a plan that works well near the Cooper and Lourdes hospitals in Camden may be a weaker fit in the southern towns, where doctors and hospitals sit in different systems. Look at where each plan’s network doctors actually are before you choose.
Who helps older adults in Camden County day to day?
The county Division of Senior and Disabled Services was created in 1967, one of the first county offices on aging in New Jersey, and became the Area Agency on Aging in 1973. It works from the DiPiero Center, 512 Lakeland Road, 4th Floor, in Blackwood, and is the county’s Aging and Disability Resource Connection (ADRC): call 856-858-3220 or the statewide line, 1-877-222-3737.
- Home Delivered Meals (formerly Meals on Wheels) for homebound residents over 60: 856-374-6325.
- Homemaker help with personal care, light housework and meals for residents 60 and over: 856-858-3220.
- The Carol C. Norcross Senior Social Wellness Center at the DiPiero Center in Blackwood, open weekdays for residents 60 and over, with door-to-door transportation, lunch and shopping trips: 856-374-6005.
- SEN-HAN Transit in Audubon, paratransit for residents 60 and over and residents with disabilities, including non-emergency medical trips: 856-456-3344.
Where do Camden County residents apply for NJ FamilyCare and help with Medicare costs?
Medicaid applications go to the Camden County Board of Social Services, 101 Woodcrest Road, Suite 161, Cherry Hill, NJ 08003, open weekdays 8:30 a.m. to 4:30 p.m. (856-225-8800). A satellite office at 525 Market Street in Camden handles basic eligibility questions.
If you qualify for a Medicare Savings Program, New Jersey can pay your Part B premium, and PAAD or Senior Gold can lower your prescription costs; the state takes those applications through NJSave (1-800-792-9745). Jackie looks at those programs first, before premiums or extras, by phone, on Zoom or in person.
Local sources: Camden County: Information about Camden County · Camden County: History · Camden County Senior Citizen Services Directory 2024 (PDF) · Camden County Board of Social Services · NJ Division of Aging Services: Medicare Savings Programs
New Jersey totals are the sum of all 21 New Jersey counties in the same Census release; a statewide median is not computed here. Survey estimates for small towns carry wide margins of error.
Health profile
What is common in Camden County
Plan choice follows the conditions you actually live with, because they decide which specialists and drugs you need covered.
Compared with the New Jersey county average, Camden County reads higher on diagnosed diabetes, high blood pressure, obesity, copd, adults 18 to 64 without health insurance, arthritis and stroke.
| Measure | Camden County | New Jersey county average |
|---|---|---|
| Diagnosed diabetes | 11.4% | 10.9% |
| High blood pressure | 33.4% | 32.9% |
| Obesity | 29.8% | 28.9% |
| Coronary heart disease | 5.7% | 5.6% |
| COPD | 5.7% | 5.1% |
| Adults 18 to 64 without health insurance | 11.6% | 11.3% |
| Arthritis | 23.8% | 22.2% |
| High cholesterol | 37.8% | 39.3% |
| Stroke | 3.3% | 3.1% |
Source: Chronic condition estimates for Camden County, New Jersey (CDC PLACES).
CDC PLACES: Local Data for Better Health, County Data, 2025 release (2023 survey estimates), retrieved 2026-10-20. Model-based small-area estimates of crude prevalence among adults 18 and over, not a count of local diagnoses. Crude rates follow the age mix of a place: an older community reads higher on most conditions. New Jersey figure: average of the 21 New Jersey counties, weighted by adult population.
Why this matters for plan choice
Of the conditions above where Camden County reads higher than the New Jersey county average, high blood pressure, diagnosed diabetes and stroke are among those a chronic-condition Special Needs Plan can cover. The chronic-condition Special Needs Plans on the Camden County list are built around: Cardiovascular Disorders; Chronic Heart Failure; Chronic Kidney Disease; Diabetes Mellitus. If you live with one of those, a C-SNP may be worth a look; you need a qualifying diagnosis to join.
Special needs
13 Special Needs Plans in Camden County
An SNP is a Medicare Advantage plan limited to people who meet a condition. They are left out of the counts above because not everyone can join.
C-SNP: 5 plans
For people with qualifying chronic conditions: Cardiovascular Disorders; Chronic Heart Failure; Chronic Kidney Disease; Diabetes Mellitus.
I-SNP: 3 plans
For people who live in, or need the level of care of, a long-term care facility.
D-SNP
5 plans, with a monthly Part C + D premium from $0 to $36.30. You must meet the plan’s condition to join.
| Plan | Type | 2026 stars | Part C + D premium | Out-of-pocket limit | Plan ID |
|---|---|---|---|---|---|
| Horizon NJ TotalCare (HMO D-SNP)Horizon Blue Cross Blue Shield of New Jersey | HMO D-SNP | 4.0★ | $36.30 | $9,850 | H8298_001 |
| Wellcare Fidelis Dual Align (HMO D-SNP)Wellcare | HMO D-SNP | 3.5★ | $28.40 | $9,850 | H0913_013 |
| UHC Dual Complete NJ-Y001 (HMO D-SNP)UnitedHealthcare | HMO D-SNP | 3.5★ | $4.10 | $9,850 | H3113_005 |
| Aetna Medicare FIDE (HMO D-SNP)Aetna Medicare | HMO D-SNP | 3.0★ | $0 | $9,850 | H6399_001 |
| Wellpoint Full Dual Advantage (HMO D-SNP)Wellpoint | HMO D-SNP | 3.0★ | $30.70 | $9,850 | H3240_013 |
Source: Medicare plan changes in Camden County, 2026 to 2027.
C-SNP
5 plans, each with a monthly Part C + D premium of $0. You must meet the plan’s condition to join.
| Plan | Type | 2026 stars | Part C + D premium | Out-of-pocket limit | Plan ID |
|---|---|---|---|---|---|
| Wellpoint Kidney Care (HMO-POS C-SNP)Wellpoint: Chronic Kidney Disease | HMO-POS C-SNP | 3.0★ | $0 | $9,850 | H3240_017 |
| UHC Complete Care NJ-8 (HMO-POS C-SNP)UnitedHealthcare: Cardiovascular Disorders, Chronic Heart Failure, Diabetes Mellitus | HMO-POS C-SNP | Not rated | $0 | $7,150 | H0755_047 |
| DEVOTED C-SNP CHOICE PLUS 003 NJ (PPO C-SNP)Devoted Health: Cardiovascular Disorders, Chronic Heart Failure, Diabetes Mellitus | PPO C-SNP | Not rated | $0 | $9,850 | H1390_003 |
| DEVOTED C-SNP CHOICE ENHANCED 004 NJ (PPO C-SNP)Devoted Health: Cardiovascular Disorders, Chronic Heart Failure, Diabetes Mellitus | PPO C-SNP | Not rated | $0 | $9,850 | H1390_004 |
| DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 005 NJ (PPO C-SNP)Devoted Health: Cardiovascular Disorders, Chronic Heart Failure, Diabetes Mellitus | PPO C-SNP | Not rated | $0 | $9,650 | H1390_005 |
Source: Medicare plan changes in Camden County, 2026 to 2027.
I-SNP
3 plans, with a monthly Part C + D premium from $18.10 to $172. You must meet the plan’s condition to join.
| Plan | Type | 2026 stars | Part C + D premium | Out-of-pocket limit | Plan ID |
|---|---|---|---|---|---|
| UHC Nursing Home Plan EX-F003 (PPO I-SNP)UnitedHealthcare | PPO I-SNP | 4.5★ | $18.10 | $9,850 | H0710_026 |
| Longevity Health Plan (PPO I-SNP)Longevity Health Plan | PPO I-SNP | 4.0★ | $172 | $4,500 | H9942_002 |
| Longevity Health Plan (PPO I-SNP)Longevity Health Plan | PPO I-SNP | 4.0★ | $18.80 | $9,850 | H9942_001 |
Source: Medicare plan changes in Camden County, 2026 to 2027.
Hospitals
Hospitals in Camden County
Medicare-certified hospitals the CMS Hospital General Information file records in Camden County, with the CMS overall star rating. A rating is not network status: check each hospital against a plan.
4 Medicare-certified hospitals are listed; whether each is in a plan’s network is a separate question.
| Hospital | Address | Emergency services | CMS overall rating |
|---|---|---|---|
| Cooper Norcross University HospitalAcute CareNote: Listed in the CMS file as Cooper University Hospital. Cooper now publishes the name Cooper Norcross University Hospital for this address. | 1 Cooper Plaza, Camden, NJ 08103 | Yes | 2 of 5 |
| Virtua Our Lady of Lourdes HospitalAcute Care | 1600 Haddon Avenue, Camden, NJ 08103 | Yes | 2 of 5 |
| Jefferson Stratford HospitalAcute CareNote: Jefferson Health also lists Jefferson Cherry Hill Hospital (2201 Chapel Avenue West, Cherry Hill) and Jefferson Washington Township Hospital (435 Hurffville-Cross Keys Road, Turnersville); neither has a separate record in the CMS file. | 18 East Laurel Road, Stratford, NJ 08084 | Yes | 2 of 5 |
| Virtua Voorhees HospitalAcute CareNote: Listed in the CMS file under its certification name, West Jersey Hospital. Virtua publishes this address as Virtua Voorhees Hospital. | 100 Bowman Drive, Voorhees, NJ 08043 | Yes | 3 of 5 |
Source: Medicare-certified hospitals in and near Camden County (CMS Hospital General Information).
Names, addresses, counties and emergency flags are shown as the CMS file records them, except rows with a note, where the name or campus was checked against the health system’s own website (listed under Sources). County pages group hospitals by the county in the CMS record.
The other path
Medigap in Camden County
Every Advantage plan on this page replaces Original Medicare with a plan network. The other path keeps Original Medicare and adds a Medicare Supplement (Medigap) policy plus a separate Part D plan.
Medigap has no network: any provider that accepts Medicare accepts it, anywhere in the country. Premiums are higher than most Advantage plans, and in exchange your costs are more predictable.
New Jersey also protects people under 65 who have Medicare because of a disability. According to the Department of Banking and Insurance, if you became eligible on or after your 50th birthday but before 65, and on or after January 1, 2020, Medigap insurers in your area must issue Plan D when you apply within 12 months of enrolling in Part B, and may not charge more than they charge a 65-year-old for the same policy.
Under 50, the state contracting carrier, Horizon Blue Cross Blue Shield of New Jersey, must issue Plan D to any applicant, at the same premium it charges people buying at 65, with no rating on health, age or claims.
Timing matters. Your 6-month Medigap open enrollment window starts when you are 65 or older and enrolled in Part B. Inside it, an insurer cannot turn you down or charge more for your health. See Medigap rules in New Jersey and Medicare Advantage vs Medigap.
Source: New Jersey Department of Banking and Insurance: Medicare Supplement coverage for people under 65.
When you can change
How and when to enroll
You must have Medicare Part A and Part B to join a Medicare Advantage plan, and live in the plan's service area, here Camden County.
Initial Enrollment Period
Seven months around your 65th birthday: the 3 months before, your birthday month, and the 3 months after.
Annual Enrollment Period
October 15 to December 7, 2026. Choose or change plans for 2027; coverage starts January 1.
Medicare Advantage Open Enrollment
January 1 to March 31. If you are in a Medicare Advantage plan, you can switch plans or return to Original Medicare once.
Special Enrollment Periods
Moving, losing employer coverage, gaining or losing NJ FamilyCare, or a plan not renewing can open a window outside the normal calendar.
Ways to enroll: with a licensed agent such as Jackie ((856) 727-4221), directly with a plan, or on Medicare.gov. You can also call 1-800-MEDICARE (1-800-633-4227). More detail: Medicare enrollment periods.
Next steps
Before you choose a plan in Camden County
- Medigap in New Jersey, including the rules for people under 65 with Medicare: New Jersey Medigap rules.
- Standalone Part D plans are sold statewide: the full 2027 list is on the New Jersey page, and how they work in Part D explained.
- Help with drug and premium costs: PAAD and Senior Gold, Extra Help and Medicare Savings Programs and Medicare and NJ FamilyCare.
- When you can join or switch: Medicare enrollment periods. To compare the plans above for your own doctors and prescriptions, call or text Jackie at (856) 727-4221 or use Compare 2027 plans.
Plain English
Medicare plan terms on this page
- Medicare Advantage (Part C)
- A Medicare approved plan from a private company that provides your Part A and Part B benefits in place of Original Medicare. Most include drug coverage and some extras. You keep paying your Part B premium.
- $0 Part C premium
- The plan charges no monthly premium of its own for medical coverage. You still pay your Part B premium, any drug premium the plan lists, and copays or coinsurance when you use care.
- In-network out-of-pocket maximum (MOOP)
- The most you pay in a calendar year for covered Part A and Part B services from in-network providers. Once you reach it, the plan pays for covered in-network care for the rest of the year. Premiums and Part D drug costs do not count toward it.
- HMO
- Health Maintenance Organization. You generally use doctors and hospitals in the plan network, except for emergencies and urgent care, and many HMOs ask for a referral before you see a specialist.
- PPO
- Preferred Provider Organization. You can use doctors in or out of the network, but out-of-network care usually costs more. Referrals are usually not required.
- HMO-POS
- An HMO with a point of service option. You mostly use the network, but the plan lets you get some services out of network, usually at a higher cost.
- Special Needs Plan (SNP)
- A Medicare Advantage plan open only to people with particular needs: both Medicare and Medicaid (NJ FamilyCare in New Jersey), certain chronic conditions, or living in an institution such as a nursing home.
- Star rating
- A yearly CMS quality score from 1 to 5 stars, based on measures such as preventive care, member experience and customer service. It describes the plan overall; it does not tell you whether your doctors or drugs are covered.
FAQ
Camden County Medicare questions
How many Medicare Advantage plans are available in Camden County for 2027?
Camden County has 41 Medicare Advantage plans for 2027 (Special Needs Plans not included) from 10 organizations. Of those, 33 have a $0 Part C premium, and 24 have a $0 combined monthly premium for Parts C and D (17 of those include drug coverage; 7 have no drug coverage, so no Part D premium). You still pay the Part B premium, which is $202.90 a month in 2026; the 2027 amount is announced around November 2026. Source: CMS 2027 Landscape file.
Which towns use the Camden County Medicare plan list?
Every address in Camden County, including Cherry Hill, Voorhees, Haddonfield, Collingswood, the city of Camden and the county’s other municipalities, 36 in all according to the county. The plan list follows the county on your address, not the name of your town or your post office.
Which hospitals are in Camden County in the CMS file?
Cooper Norcross University Hospital (Camden, 2 out of 5); Virtua Our Lady of Lourdes Hospital (Camden, 2 out of 5); Jefferson Stratford Hospital (Stratford, 2 out of 5); Virtua Voorhees Hospital (Voorhees, 3 out of 5). CMS lists each hospital once, under its Medicare certification, so some campuses, such as Jefferson Cherry Hill Hospital, have no separate record. Network status differs by plan.
What changes for Medicare plans in Camden County in 2027?
Counting Medicare Advantage plans with drug coverage, Special Needs Plans included, Camden County goes from 45 plans in 2026 to 47 in 2027. (The headline count of 41 plans on this page leaves out Special Needs Plans and includes plans without drug coverage, which is why the numbers differ.) The CMS crosswalk shows 8 plans ending with no similar plan in the county, 0 plans ending while the same company offers a plan with the same or a similar name under a new plan ID (members must enroll in it themselves), 1 plan folding into another plan automatically, and 11 new plans. Braven Health has no Medicare Advantage plan with drug coverage in Camden County for 2027; Devoted Health is new to the Camden County list. Your plan’s Annual Notice of Change lists what changes for you on January 1.
How many people aged 65 and over live in Camden County?
Census figures (ACS 2020 to 2024 5-year estimates) show 16.5% of Camden County residents aged 65 or older (about 87,194 people), against 17.2% for New Jersey, and 6.4% of residents of all ages with no health insurance (7.5% statewide). For people with Medicare and a limited income, New Jersey's Medicare Savings Programs, PAAD, Senior Gold and NJ FamilyCare can help with costs; the guides linked on this page explain each one.
Provenance
Sources and methodology
- Plan data: CMS Medicare Advantage / Part D Landscape, contract year 2027 (https://www.cms.gov/files/zip/cy2027-landscape-202609.zip), filtered to Camden County (FIPS 34007), retrieved 2026-10-20 through THE BRAIN (Ambrose healthcare database). Star ratings: CMS 2026 Star Ratings joined by plan ID, because the 2027 landscape rows in the snapshot carry no rating yet.
- 2027 changes: CMS Landscape 2026 (https://www.cms.gov/files/zip/cy2026-landscape-202609.zip) and 2027, with the CMS CY2026 to CY2027 plan crosswalk, retrieved 2026-10-20.
- Health data: CDC PLACES: Local Data for Better Health, County Data, 2025 release (2023 survey estimates), retrieved 2026-10-20. Model-based small-area estimates of crude prevalence among adults 18 and over, not a count of local diagnoses. Query: https://data.cdc.gov/resource/swc5-untb.json?locationid=34007&datavaluetypeid=CrdPrv.
- Demographics: U.S. Census Bureau ACS 2020 to 2024 5-year estimates, Camden County, New Jersey, retrieved 2026-10-20. Queries: detailed tables and subject table S2701. Residents 65 and over are the sum of the 12 age groups 65 and older in table B01001.
- Hospitals: CMS Hospital General Information (Provider Data Catalog) (https://data.cms.gov/provider-data/dataset/xubh-q36u), New Jersey records retrieved 2026-10-20 from the data.cms.gov Provider Data API (query). Notes checked against the health systems’ own websites: clinicians.cooperhealth.org/location/cooper-university-hospital-cape-regional/loc0000257009, clinicians.cooperhealth.org/location/cooper-university-hospital/loc0000256998, virtua.org/locations/voorhees-hospital, inspirahealthnetwork.org/locations/inspira-medical-center-elmer, inspirahealthnetwork.org/locations/inspira-medical-center-mullica-hill, jeffersonhealth.org/locations/stratford-hospital, jeffersonhealth.org/locations/cherry-hill-hospital, jeffersonhealth.org/locations/washington-township-hospital.
- New Jersey programs: Medigap rules from the New Jersey Department of Banking and Insurance: Medicare Supplement coverage for people under 65.
- Federal figures: 2026 Part B premium and deductible and Part D base premium ($38.99) from CMS. 2027 values are announced around November 2026.
How the figures are derived
- Headline plan counts and averages exclude Special Needs Plans, which have their own eligibility rules and are reported separately.
- "$0 Part C premium" counts plans whose Part C premium is $0. "$0 combined monthly premium for Parts C and D" counts plans whose consolidated Part C + D premium is $0 (for a plan without drug coverage, its Part C premium); our guides and blog use this second count. Out-of-pocket limits are in-network amounts. The average Part D deductible covers plans with drug coverage only.
- The 2026 to 2027 comparison counts Medicare Advantage plans with drug coverage, Special Needs Plans included, and its "$0" row uses the combined Part C + D premium, so it differs from the headline count.
- When the CMS crosswalk ends a plan with no successor but the same company files a plan with the same or a similar name under a new plan ID, we say so; members are not moved into the new ID automatically.
- We do not publish per-plan enrollment: the source does not carry it, and we never estimate plan figures.
Garden State Medicare Solutions is not connected with or endorsed by the United States government or the federal Medicare program. Medicare has neither endorsed nor reviewed this information.
Areas we serve
More New Jersey guides
- Cherry HillCamden County
- VoorheesCamden County
- HaddonfieldCamden County
- CollingswoodCamden County
- Mount LaurelBurlington County
- MarltonBurlington County
- MoorestownBurlington County
- Washington TownshipGloucester County
- GlassboroGloucester County
- VinelandCumberland County
- MillvilleCumberland County
- WestfieldUnion County
- New JerseyStatewide guide
- Burlington CountyCounty guide
- Gloucester CountyCounty guide
- Cumberland CountyCounty guide
- Atlantic CountyCounty guide
- Cape May CountyCounty guide
- Salem CountyCounty guide
- Ocean CountyCounty guide
- Union CountyCounty guide
Let's talk about your coverage in Camden County
Tell Jackie about your current situation. Telephone, Zoom or in person, at no cost to you. Call or text (856) 727-4221.
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Content reviewed by Jackie Layser, Licensed Medicare Insurance Agent at Garden State Medicare Solutions, New Jersey, helping Medicare clients since 2008. How we source and review our content. Last updated .