Data-led articles on 2027 Medicare, Part D, PAAD, Medigap and extra coverage, written for Camden County, South Jersey and the rest of New Jersey and reviewed by Jackie Layser.
Original Medicare does not cover routine dental care, glasses or hearing aids. Here is what it does cover, what New Jersey adds, and the ways to fill the gap at 65.
Original Medicare does not cover routine cleanings, fillings, extractions, dentures, routine eyeglasses or hearing aids. You pay the full cost of non-covered services.
Medicare Part B does cover one pair of eyeglasses or contact lenses after each cataract surgery with an implanted lens; you pay 20% after the $283 Part B deductible (2026).
If you kept working past 65 on a job-based plan, you have an 8-month window to sign up for Part B when that coverage or the job ends. COBRA does not extend it. Here is the order of steps for New Jersey retirees.
If your employer has 20 or more employees, its group plan pays first while you work, and you can usually delay Part B without a penalty. With fewer than 20, Medicare pays first.
When the job or the coverage ends, you have an 8-month Special Enrollment Period to sign up for Part B. It starts when you stop working, even if you take COBRA.
A funeral bill arrives fast, often before an estate is settled. Here is what goes into the cost in New Jersey, the help veterans can get, and how final expense insurance can put cash in your family's hands.
Final expense insurance is a small whole life policy meant to pay for a funeral and last bills. It is subject to underwriting, and some policies pay a reduced benefit in the first years.
Under federal rules, a funeral home must give you written price lists, let you buy goods and services separately, and let you supply your own casket or urn.
Published September 1, 2026 · New Jersey
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